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From May 12–14, licensed health insurance professionals from across the state gathered in Sacramento for CAHIP’s 2025 Capitol Summit. With clear skies and a packed agenda, members engaged in high-impact advocacy, meeting with over 100 legislative offices to protect access, affordability, and accuracy in health coverage for all Californians.
This year’s efforts centered on three key issues:
- Protecting Health Care Affordability through Enhanced Premium Tax Credits (PTCs):
- CAHIP urged lawmakers to support federal efforts to extend enhanced PTC subsidies beyond 2025. Without action, premiums could spike by up to 66%, jeopardizing coverage for more than 1.5 million Californians and undercutting state equity goals.
- Opposing SB 242 – A Threat to Medigap Stability:
- Members voiced strong opposition to SB 242, a bill that would require an annual guaranteed issue window for Medicare Supplement plans. This policy could destabilize the Medigap market, raise premiums, and lead to insurer exits—ultimately harming the seniors it intends to help.
- Supporting AB 280 – Provider Directory Accuracy and Accountability:
- CAHIP advocated for stronger standards and enforcement to improve the accuracy of health plan provider directories. AB 280 would help eliminate surprise billing, expand behavioral health access, and ensure consumers receive the care they expect at the costs they were promised.
The Summit showcased the power of licensed agents as trusted, local experts who show up year-round—not just during open enrollment—to guide Californians through coverage decisions, policy changes, and healthcare challenges. If you missed the event, there’s still time to make your voice heard by taking action on SB 242 via NABIP’s Voter Voice campaign.
Together, CAHIP members continue to lead the charge for smarter, people-centered healthcare policy in California.
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