Join Us Across Vermont: In-Person County Seminar Series

Our county seminars will resume this Fall! The topic of discussion will be Current Developments in VT Real Estate [2 hours of CLE (including .5 hours of ethics) for attorneys licensed in VT].

If you haven't signed up yet, there is still time! Click here to view the seminar schedule.

Upcoming CLE Eligible Webinars

How Hackers Really Hack: Your Best Practice Defenses

Date & Time: November 4, 2025 @ 11:00 A.M. (EST)

Industry-Wide Webinar

Eligible for 1 CLE credit in VT, CT, ME, NH, FL & NY (additional states pending) 

Attend this presentation given by 36-year cybersecurity veteran, Roger A. Grimes, author of 15 books and over 1,500 articles on computer security, to learn how hackers hack, including specifically within the title insurance industry.

In addition, CATIC Academy has dozens of online courses to help you fulfill your CLE requirements, on-demand and on your own schedule. All CATIC Academy CLE Webinars are approved for Vermont CLE. Explore CATIC Academy to see our full library of offerings here. Don't have access? To access CATIC Academy, all you need is a CATIC agent login. Click here to create one today and start enjoying all the Academy has to offer.

FinCEN GTOs Renewal


The Financial Crimes Enforcement Network (FinCEN) has renewed its Geographic Targeting Orders (GTOs) in an effort to identify money laundering schemes involving purchases of real estate. The new order is effective October 10, 2025, until February 28, 2028. You can find a copy of the order here.

As a reminder, FinCEN recently postponed the reporting requirements of the Anti-Money Laundering Regulations for Residential Real Estate Transfers Rule (RRE Rule), which were to take effect on December 1, 2025, until March 1, 2026. You can find a copy of the announcement here.

The renewed GTOs are substantially similar to the previous GTOs. Please note that reports filed under the renewed GTOs should include the identifier REGTO1025 in Field 45 of the Currency Transaction Report you must submit to FinCEN. You can find the Currency Transaction Report (CTR) on the BSA E-Filing website. Please note that you must first create an account in the BSA E-Filing system.

CATIC has a number of resources available on its website to assist you in the GTOs reporting process, including:

·    FinCEN GTO Guide – provides a detailed description of the GTOs reporting requirements

·    FinCEN GTO Instructional Overview – provides instruction for filling out the GTOs report

·    Covered Transaction Worksheet – helps agents determine whether a transaction is reportable

·    Information Collection Form – helps agents collect information necessary for completing the GTOs report

·    GTO Frequently Asked Questions – provides guidance from FinCEN regarding common questions asked about the GTOs

Should you have any questions, please contact Erin Cabelus, VP, Compliance and Regulatory Counsel, at ecabelus@catic.com.

When a Call Isn’t What It Seems: The Rise of Vishing Attacks

Most people have heard of phishing—an email-based scam, that attempts to trick the recipient into revealing confidential information. Vishing has the same goal as phishing, but instead of email communication uses voice communication. Short for ‘voice phishing,’ vishing involves the attacker calling the victim and posing as a representative from a trusted organization, like a bank or government agency. The malicious actor may use social engineering techniques to trick the victim into revealing sensitive information over the phone.

Smishing is another variant that uses SMS or text messages to deceive victims, often exploiting the higher open rates and immediacy of mobile messaging.

Vishers use fraudulent phone numbers, voice-altering software, text messages, and social engineering to trick people into divulging sensitive information. By exploiting urgency, fear, or authority in their tone, these threat actors aim to bypass organizational security standards, resulting in financial fraud, identity theft, or unauthorized access to corporate systems.

Click here to continue reading.

CATIC's 4th Annual Cyber Report

October was Cybersecurity Awareness Month. To celebrate, CATIC IT Security created our "4th Annual Cyber Report" for our agent base. This report discusses the topics of BEC, ransomware, AI, and wire fraud, etc. CATIC IT Security has also provided some details on what is on the horizon for 2026. Click here to view the 4th Annual Cyber Report.

Product Spotlight: CATIC Exchange


CATIC Exchange provides comprehensive 1031 services, solutions, and support NATIONWIDE. A properly structured 1031 Exchange allows an investor to sell property, to reinvest the proceeds into a new property and defer ALL Capital Gains Taxes! A 1031 Exchange not only safeguards your profits but also capitalizes on your growth opportunity. Having completed thousands of transactions in 46 states, we offer complete trust, experience, and security.

With our nationwide reach, individuals and businesses can access our specialized 1031 services, irrespective of their location, ensuring that they can capitalize on the benefits of 1031 Exchanges to achieve their financial goals and secure their financial future!

Protect Every Transaction: Free Wire Instruction Verification Tool Now Available for CATIC Agents

Our Vermont team is excited to announce a new addition to our suite of services and partnerships: TruePay - a wire instruction verification tool offered to VT CATIC Agent offices at no charge for your CATIC transactions.

In addition to the partnerships CATIC has garnered with CertifID and ClosingLock, TruePay is another way to ensure the safety of your wire transactions and enhance your settlement services.

Sign up today! Email our office for more information.

Underwriting Questions?



Email UnderwritingVT@catic.com for a response from Liz or Steve.

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