HAPPY 4TH OF JULY

SUCESS STORY

A family came to CCHC through the Oregon Foreclosure Avoidance (OFA) program seeking help to avoid foreclosure on their home. With CCHC's help, the family was able to talk directly with the mortgage company and receive counseling that helped them work towards a solution that avoided foreclosure. In most cases, we help the homeowner work towards a loan modification, which permanently modifies the loan to make it more affordable to the homeowner. We can help homeowners avoid foreclosure about 70% of the time.

Homeowners need to know their options when they are in danger of losing their homes to foreclosure, and CCHC has bilingual Certified Foreclosure Avoidance Counselors on staff to assist homeowners.

Call us at 541-296-3397 to get additional information

FINANCIAL TIPS

Summer is here, so it's time for a mid-year financial checkup, which allows you to make necessary adjustments to your financial plan for the rest of the year. Here are some tips to help.

Reevaluate your budget.

Look back at your spending over the past few months.
Adjust as needed, summer often brings changes to routines and expenses.
Identify areas to cut back on.

Check your progress toward financial goals.

Revisit the goals you established at the beginning of the year.
Are you on track to meet your goals?
Prioritize your savings.

Evaluate your savings.

Consider the savings goals you set at the beginning of the year. Have they changed, or have new ones emerged?
If you're behind, create a new schedule to adjust your savings.

Revisit your financial goals.

Evaluate if you're on track to meet your financial goals for the year.
Adapt. If your circumstances have changed, revise your financial goals accordingly.

Seek professional guidance.

If you need help with your finances and savings plan, seek professional advice.

HOMEOWERSHIP

Need help with buying, repairing, or keeping your home?

We have some resources to help you.

We do not charge anything for help, so give us a call.

Come see us our table at the 2025 Gorge Homebuyer Fair on Thursday, September 25, 2025, from 5:00 PM to 7:00 PM at the Hood River Armory.

Foreclosure Prevention: The Housing Resource Center has two Foreclosure Prevention counselors who can help with saving your home if you happen to fall behind, or fear you might fall behind, on your mortgage payments.

Downpayment Assistance for Veterans: The Housing Resource Center still has up to $60,000 down payment funding for Veterans.

Home Buyer Counseling: The Housing Resource Center provides home buyer counseling to Columbia Gorge WA and OR residents - regardless of income.

Home Buyer Education Classes: Online or pre-registration required for all classes. Cost is $35. Contact CCHC for Scholarships if needed. Call Salvador for questions at 541-370-2821

July 19th- The Dalles Columbia Gorge Community College (English Class)

August 16th- Hood River Columbia Gorge Community College (Spanish Class)

UPDATES

Mariposa Village Breaks Ground in Hood River

Construction of Hood River’s largest affordable housing project in over a decade has begun. Set to partially open in summer 2026, Mariposa Village off Rand Road will boast 130 units for working class people and families at a time when funding for federal rental assistance is uncertain. Read more at the link below.

Article Link

INTRODUCING OUR CARSON

COMMUNITY LAND TRUST

We are excited to announce that we are applying for funding to break ground on our 7-acre Community Land Trust model (CLT) in beautiful Carson, WA! The CLT is located just north of Wind River Middle School. We plan to build 14 2- and 3-bedroom single family homes.

What is a Community Land Trust?

If you buy a house through our program, you buy and own the house. CCHC retains ownership of the land. CCHC leases the land to you, as the homeowner, through a long-term ground lease agreement. Initial ground lease payment will be $65/month. Equity is capped annually to ensure the homes remain affordable for decades.

Who is eligible?

· Household income limit: $55,000-$100,000 depending on family size and location (80% AMI or below)

· First-time homebuyers (no homeownership within last 3 years)

· Able to qualify for a bank loan

Click here to fill out a short survey and to enter a drawing for a $100 Amazon gift card!

Work at Mid-Columbia Housing Authority & Columbia Cascade Housing Authority! We have two exciting employment opportunities: Site Manager & Housing Inspector/Maintenance.

CLICK HERE FOR JOB POSTINGS

COMMUNITY EVENTS/RESOURCES

The Dalles Summer Meals County NoKid Hungry Texting line- Text "Food" or Comida to 877-877

Goldendale School District Food Service click here

Hood River Summer Meals click here

The Dalles Summer Meals

Visit your Local Library for Events

FREE Hazardous Waste Collection Event click here

Gorge Transit's Summer of Freedom program invites middle and high school students (ages 17 and under) to take the bus, discover the area, gain some independence, and enjoy Prizes.

Families In The Park FREE Concerts

Stevenson Washington Fair- FREE Gate Entrance

Gorge Food Access Survey

The 2015 Columbia Gorge Food Security Assessment found that 1 in 3 households worry about running out of food, and 1 in 5 households actually do run out of food. This data was used in grants that secured more than $25 million for community programs. A decade has gone by. It is time to get new data that tells our stories, uplifts community voices, and shapes future initiatives.

Visit beav.es/GorgeFoodSurvey or scan the QR code on the flyer.
The survey takes about 15-20 minutes. Anyone in the Columbia Gorge, on either the Washington or Oregon side, can take the survey.
20 people who fill out the survey will be chosen at random to get a $50 gift card.
Survey responses are not connected to your name. Please note that all questions, especially demographic questions ("Questions About You" section) are optional.
The survey closes on July 18.

Click Here for More Information About the Hood River Parade!

SMS Text Messaging is Coming!

We will be rolling out SMS Messaging to keep the community informed of office closures, program updates, and more!

Check Out Our New Logos!