Tuesday, July 17, 2018
8:00 - 11:00 a.m.
Adelphia Restaurant, Deptford

Regional Economic Perspective
Join us to learn more about initiatives underway to promote our region, including business attraction, retention and expansion efforts. Officials from seven counties in Southern New Jersey and the Joint Base McGuire-Dix-Lakehurst will provide updates on their efforts to improve the economy of our region.


Lauren H. Moore
Executive Director,  Atlantic County Economic Alliance

The Honorable Kate Gibbs
Freeholder Director

The Honorable Louis Cappelli, Jr., Esq.
Freeholder Director

Carole M. Mattessich, Esq.
Director of Strategic Business Development
Kim Ayers
Interim Director, Economic Development

The Honorable Heather Simmons

The Honorable Charles V. Hassler
Freeholder Deputy Director; Chairman
Economic Development and Public Works Committees

COL. Mike Warner, Ret.
Defense Enhancement Coalition

Corey S. D. Norcross, Esq. 
Associate,  Stradley Ronon Stevens & Young LLP

Good Morning South Jersey Series:
State Funding & South Jersey... 
"Our Piece of the Pie"
Tuesday, July 10, 2018
8:00 - 10:00 a.m.
The Westin Mount Laurel, Mt. Laurel

Business After Business at the
Hard Rock Hotel & Casino
Hotel room deal ends 7/3
Thursday, July 19, 2018
6:00 - 8:00 p.m.
Hard Rock Hotel & Casino, Atlantic City

Meet the Policymakers featuring NJ Assembly Speaker Craig J. Coughlin
Tuesday, July 24, 2018
8:30 - 10:30 a.m.
The Westin Mount Laurel, Mt. Laurel

Congressional Action Committee: Third District Congressional Candidates Forum
Tuesday, July 31, 2018
8:00 - 10:30 a.m.
The Westin Mount Laurel, Mt. Laurel

Renters Insurance: Your First Move Before Moving In

By Matt Peroni
Supervisor, Personal Lines Underwriting
NJM Insurance Group

Just graduated from college and moving out of the house into an apartment? Or maybe you've decided to rent a house. Before unpacking those boxes, make sure the contents are protected.

An article in The Wall Street Journal last year cited a survey by mortgage lender Freddie Mac indicating about 75% of millennials believed renting was more affordable than owning a home or condo. Alarmingly, a 2016 poll conducted for the Insurance Information Institute found that only 41% of renters overall had insurance to protect their belongings.

Many renters assume that the landlord's insurance on the building extends to their personal effects. The reality is that the landlord's insurance only covers the structure, and not the contents inside. Too often, renters don't realize they lack coverage until the damage literally has been done and they suffer significant financial losses unnecessarily.

Renters insurance is relatively inexpensive - about $105 year on average - and gives the policyholder peace of mind in the event of a loss from theft or fire, among other things. It may also provide you with liability protection in the event a lawsuit is filed against you.

To determine how much insurance you'll need, make an itemized list of your stuff -- laptop or tablet, TV, furniture, clothing, etc. -- and the original purchase price. Keep receipts, if possible.

There are several decisions you'll need to make, which will affect the price of your policy premium. Standard renters policies reimburse covered losses at "actual cash value," which factors in depreciation. So if the sofa you bought five years ago gets damaged, you'll get considerably less than what you originally paid. However, most insurers offer a "replacement cost" coverage option, which will reimburse you for the amount it costs to actually replace that damaged couch.

You'll also have the option to choose a "deductible," which is the amount you agree to pay or absorb on a claim before your insurer assumes responsibility for the remaining amount. A higher deductible will lower your premium, but you'll experience a greater out-of-pocket cost in the event of a claim. Finally, most renters policies limit the amount you can recover for jewelry in the event of theft, so you may want to consider purchasing an "endorsement" that provides you with additional coverage for  items such as your engagement ring or designer watch.

Most insurers will provide a discount if you bundle your renters insurance with your auto insurance. For example, our auto insurance customers can save 15% on a renters policy when purchasing both from NJM.

Before moving in to that apartment or rental home, make sure your first move is to protect your possessions with a renters policy.

Click here for information on NJM renters insurance, or call 1-800-232-6600.

Wardell Sanders, Esq., Chairman
Chaired by Wardell Sanders Esq., President of New Jersey Association of Health Plans, CCSNJ's Health Issues Committee m eets to discuss issues regarding health care, including cost and availability. High-level policymakers from health care and insurance address the committee.

Interested in joining this committee? Contact Crystal Henderson at chenderson@chambersnj.com or 
( 856) 424-7776 ext. 123.
Chairman's Award
Ron Jaworski, Owner & CEO of Ron Jaworski Golf (right), and  Susan M. Coan, Regional Vice President of Atlantic City Electric (left),  present Doug Pederson, Head Coach, Super Bowl LII World Champion, Philadelphia Eagles, with the Chairman's Award.

Education Award
Ron Jaworski (right) and  John Gillespie, Esq., Shareholder, Chair, Municipal & Government, Parker McCay P.A. (left), present Harvey Kesselman, Ed.D., President of Stockton University, with the Education Award.

Wellness Award
Ron Jaworski (right) and Michael Munoz, Market President of AmeriHealth New Jersey (left), present The Honorable Gerald M. Thornton, Freeholder Director of Cape May County Board of Chosen Freeholders, with the Wellness Award. 

Public Service Award

Ron Jaworski (right) and David Robbins, Jr., President of South Jersey Gas (left), present The Honorable Kate Gibbs, Freeholder Director, Burlington County 
of Board of Chosen Freeholders, with the Public Service Award.
President's Award

Ron Jaworski (right) and Robert E. Curley, III, South Jersey Market President of TD Bank, N.A., (left) present Jeffrey Brown, Vice Chairman & President of NFI Industries, with the President's Award.

The New Jersey Business Action Center (BAC) , housed within the New Jersey Department of State, is a "one-stop shop" for business, dedicated to revitalizing and expanding New Jersey's business community.

Our mission is to foster economic vitality and make New Jersey the nation's leader in retaining and growing existing businesses. 

This is achieved by creating a vibrant, business-friendly environment predicated upon innovative incentives and a minimum of red tape.

Click here  to read about the services the NJ BAC provides.




July 12
11:45 a.m. - 1:30 p.m.
July 26
8:30 - 10:00 a.m.

August 2
11:45 a.m. - 1:30 p.m.

August 9

August 15

August 16

August 23

September 6

September 13

Congratulations to CCSNJ EVP and COO Kathleen Davis who was selected by NJBIZ for the 2018 ICON Honors!  Kathy will be honored on August 23 during a special breakfast ceremony at the Palace at Somerset Park in Somerset, and profiled in an event publication that will be inserted in an upcoming issue of NJBIZ.

Rita Bohus
Center Manager, American Exectuive Centers;  Chair,
CCSNJ Ambassador Committee
As an Ambassador for CCSNJ, I have the distinct privilege of wearing a special blue badge during the networking meetings.  This badge is worn by all the ambassadors to indicate that we are there to help existing, new, and prospective members feel welcome during the meetings and to assist where needed. Please feel free to ask any of the ambassadors to introduce you to anyone that you would like to meet at events.

Have fun at the meetings! Concentrate on learning more about what someone else does than telling them what you do.

One of my favorite Maya Angelou quotes:
People will forget what you said.
People will forget what you did.
But people will never forget how you made them feel.

Take the time during your next networking opportunity to brighten up someone's day by making them feel good about themselves and their job!

And remember; look for the blue badge when you need help.

Happy Networking!

Joyful Bouquets Floral Designs is offering  CCSNJ members a 10% discount on wedding packages.

Contact:  Carole Humenchuk  at (856) 441-0878.

Nemours opens pediatric facility in Cherry Hill
Nemours Children's Health System replaced its facility in Voorhees with a 10,000-square-foot facility in Cherry Hill under the name Nemours DuPont Pediatrics.

The facility offers primary pediatric care as well as specialty care in allergy, behavioral health, cardiology, developmental medicine, endocrinology, gastroenterology, imaging/x-ray, nephrology, neurology, orthopedics, pulmonology, rehabilitative medicine, surgery, therapy and weight management. Therapy services will include physical, occupational and speech/feeding therapies.

Lloyd Freeman Named Among National Bar Association's  
"40 Under 40 Nation's Best Advocates"
Archer Partner, Lloyd Freeman, has been selected as one of the National Bar Association's (NBA) "40 Under 40 Nation's Best Advocates" for 2018. The award honors the nation's top 40 lawyers under the age of 40 who exemplify a broad range of high achievement in the legal field, including in advocacy, innovation, vision, leadership and overall legal and community involvement. Mr. Freeman is being recognized for his contributions to help advance the causes of justice, equality, professionalism and community service. The recipients will be honored at the National Bar Association's 40 Under 40 Awards Gala on August 1, during the NBA's Annual Convention in New Orleans.

AtlantiCare to Open Urgent Care Center
AtlantiCare will open its first urgent care center in Atlantic City at the site of the new Stockton University Atlantic City campus in September, officials from Stockton and AtlantiCare announced.

AtlantiCare Physician Group (APG) Primary and Occupational Health offices, currently located at 2015 Pacific Avenue, will also move to the new site. AtlantiCare will share a common entrance to the building with South Jersey Industries and will also have direct street access.

Maryville, a private nonprofit that provides high-quality, low cost addiction treatments and education services since 1949, with inpatient and outpatient facilities in southern NJ.



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