Heather joined NW Financial in 2005, immediately after earning her degree in Business Administration. Over nearly two decades, she has built a reputation for excellence in municipal finance, offering sharp analysis, trusted guidance, and steady leadership through both everyday challenges and extraordinary circumstances.

Behind her professional accomplishments is a dynamic personality that energizes those around her. A former collegiate athlete, Heather’s competitive spirit and team-first mentality continue to shine at the firm. Whether she's spearheading a complex financing or rallying the office for a March Madness bracket showdown, Heather brings a contagious enthusiasm and camaraderie to everything she does.

She has played a central role in high-impact financings, restructurings, and special-purpose projects that demanded deep technical knowledge and clear, strategic communication. Her efforts have contributed to meaningful cost savings, stronger fiscal planning, and greater transparency for the public entities she advises. She is also a trusted resource for guiding clients through public engagement and navigating evolving federal funding programs.

In 2022, The Bond Buyer named her one of municipal finance’s “Rising Stars” a title well-deserved for someone who not only excels at her craft but also lifts others along the way. Respected for her integrity, admired for her intellect, and appreciated for her warmth and humor, Heather’s promotion is the natural next step in a journey marked by hard work, mentorship, and unwavering dedication to the NW culture.

Tim joined the firm in 2010 and has become a leader in complex public finance transactions, trusted for his sharp analysis, thoughtful approach, strategic thinking, and calm, collected approach to even the most complex public finance transactions.

Tim is more than just a brilliant advisor. From his early days as an intern to becoming a trusted professional, and from newlywed to devoted husband and proud father of two beautiful boys, Tim has woven his story into the very fabric of NW Financial. His dry wit and sense of humor bring levity and balance to every room he enters. He is also a talented guitarist and singer, continuing a tradition of musical talent that runs deep within the NW family.

His work spans everything from redevelopment and long-term tax abatement analysis to innovative debt structures and cash-flow projections. Tim is an expert in the fields of redevelopment financial consulting and municipal finance, and offers his clients tailored guidance that helps them make sound, future-focused decisions.

Tim’s clients and colleagues value his technical skills, collaborative spirit, reliability and steady leadership that exemplify the culture we have cultivated at NW Financial. His promotion reflects years of commitment, continuous growth, and an unwavering belief in the mission of our firm.