Good afternoon!

Individual Retirement Accounts Hold $40 Trillion
IRAs Are Middle Class Security
Yeah, It Bores Me Too... But It Is Important Stuff!

There’s No Account Like An IRA Account, Unless It’s A 401(K)…
NOTE: You have stumbled upon one more in our continuing series answering your Frequently Asked Questions about traditional and ROTH Individual Retirement Accounts. Most middle-class Americans rely on these accounts for retirement security. These are the questions folks like you ask folks like me over and over again. So if you think they are boring, ask more interesting questions! As if there were anything more interesting than retirement security.

I Just Like Watching It Grow…Why Do I Have To Withdraw $$$ From My IRA? 
You Earned The Money. You Saved The Money.Now You Have To Spend The Money.
Growing Old Is Like Being Increasingly Penalized for For A Crime You Have Not Committed
Pierre Teilhard De Chardin

Middle Class Michigan has billions invested in traditional Individual Retirement Accounts, Simplified Employee Plans (SEP) and Savings Incentive Match Plan for Employees (SIMPLE). Those billions cannot stay there forever. You must start pulling your money out at age 72. Happy Birthday!
Attend a FREE estate planning workshop today!
In-person - We are back with our in person workshop! You can choose from Grand Rapids, Holland, Norton Shores, or Portage locations.

Live Webinars - You have been putting it off. You know you need to get it done. Why not make it a date night and get a lifetime of guidance from the comfort of your home? Register below for one of our upcoming dates.
On-Demand - Learn about estate planning when you are ready, at your convenience. There is no specific time - tune in when it works for you. Simply register, and we will email you a link.

Visiting Expert Series
Five Benefits for Connecting With a Veterans Service Organization
Tuesday, November 16, 2021 - 10:00AM
Presented by: Jena Wilmers
American Legion 5th District Commander and
American Legion Post 1111 Commander
In this Zoom webinar, you will learn:

  • Resources and how to access them for veterans, their dependents, and survivors
  • The difference between VFW and American Legion
  • Programs that VSOs offer
  • Why VSOs are not just beer and pretzels!

This is a Live, one-hour Zoom webinar.
Educational Series
Lady Bird Deeds and Estate Planning
Wednesday, November 17, 2021 - 2:00PM
Jim Henke
Presented by: Jim Henke
In this Zoom webinar, you will learn:

  • Advantages of a Lady Bird Deed
  • Limitations of a Lady Bird Deed
  • Should a Lady Bird Deed be part of your Estate Planning
  • Does a Lady Bird Deed protect my home

This is a Live, one-hour Zoom webinar.
LAST CALL: Veteran’s Day Dinner & Salute
Attention Parents of Young Adults ages 18-26
FREE Power of Attorney Clinic
  • You're paying the tuition bill, but have no access to grades! What?
  • Your college student gets into an accident and the hospital won't release information. Really?
  • He/she is on your health plan. Doesn't make a difference!

Once your child turns 18, they are considered to be a legal adult. Without written permission from your child, you do not have the right to see their grades, make medical decisions for them in the event of an injury, or access any of their financial information.

We have an easy solution! Attend our POA Clinic...register here
Pumpkin Contest at the Law Offices of David L. Carrier
<< "Spooky Pumpkin"
We had our annual pumpkin contest and the winner was this amazing "Spooky Pumpkin" from our Client Services team.

We have such amazing talent in the office! 
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