Insurance Liabilities for Early Care & Education Programs
Insurance policies differ among early care and education centers and family child care homes. As a business owner it is important to understand your insurance coverage in times like these. Contact your insurance provider if you have questions related to your coverage.
Be sure your program is tracking the specific reasons for children not attending your program at this time (e.g., sick, staying home with a parent/caregiver, families deciding not to attend due to COVID-19 concerns, etc.). This information may be useful in the future in regard to subsidies and understanding your ability to provide emergency child care.