Although the state of Iowa has waived the requirement to apply for title and registration within 30 days, bankruptcy laws have not been suspended. Dealerships continue to have an obligation to funding sources to perfect liens in a timely manner.
In order to preserve the lien and avoid a chargeback from the lender, dealerships must continue to submit title and registration paperwork and payments within 30 days of delivery of the vehicle.
Although county treasurer offices are closed to the public, dealerships can send title and registration paperwork in by mail. County treasurers will be noting the date of postmark as the date of receipt. Submitting title and registration paperwork by US mail is the safest way to ensure the date of delivery is correctly noted on the title.