What You Need to Know About SBA's Disaster Loan
Online Sessions for You
UHV Hosted Virtual Round-tables and Webinars

Tuesday, April 7 at 2 pm
Virtual Round-table TWC Resources for Employers
Join us as Mike Milson, D irector of Business Services, Golden Crescent Workforce Solutions joins us. Your questions can be submitted prior to the round-table by sending them to [email protected]

Wednesday, April 8, 2020 1 pm- 2 pm
SBA Small Business Financial Relief Programs
Join us for a webinar presented by Rebecca Schultz, Synerlock 
During this webinar, Rebecca share updates to the SBA EIDL Loan and other COVID-19 financial relief programs. Participants will be emailed online meeting details upon their registration. Your questions can be submitted prior to the webinar by sending them to [email protected]

Friday April 10 at 10 am
Virtual Roundtable HR, COVID-19 and Employers
Join us as Deirdre Pattillo , SPHR, SHRM-SCP, Project Manager – Employer Services
UTSA SBDC Center for Government Contracting joins us to answer your questions on HR issues and COVID-19. Your questions can be submitted prior to the round-table by sending them to [email protected]

We are also posting opportunities for you hosted by others and you can see them at http://www.uhvsbdc.com
Can also register
Leadership Tip: How to Encourage and Support Your Team from a Distance

If your team just made an abrupt shift to remote work, it’s important to offer encouragement and emotional support.
Acknowledge the pressure everyone is under, listen to their anxieties and concerns, and empathize with their struggles. If a newly remote employee is clearly having a hard time, but not communicating stress or anxiety, ask them how they’re doing. Even a general question such as “How is this remote work situation working out for you so far?” can elicit important information.
Remember your team is looking to you for cues about how to handle this uncertain time. Instead of communicating helplessness, take a two-pronged approach: Acknowledge the stress and anxiety that people may be feeling, but also affirm your confidence in the team. Now is the perfect time to use phrases like, “We’ve got this,” or “This is tough, but I know we can handle it.”

This tip is adapted from  A Guide to Managing Your (Newly) Remote Workers ,”  by Barbara Z. Larson, Susan R. Vroman, and Erin E. Makarius

Training & Development
University of Houston-Victoria
Don't Fall For This Scam
red flag
Avoid COVID-19 scams!
Scammers are using the Small Business Administration’s (SBA) name to con small businesses and individuals during the COVID-19 crisis through phone calls, emails, text messages and letters.
Please note:
  • If you are contacted by someone claiming to be from the SBA, suspect fraud. 
  • Emails from SBA or other legitimate government agencies will always end in .gov.
  • There is no cost to apply for a COVID-19 Economic Injury Disaster Loan and SBA will never ask you to provide a credit card.
  • Do not release any private information (social security number, date of birth, etc.) or banking information in response to an unsolicited caller, letter, email, or text.
  • If you are in the process of applying for an SBA loan and receive email correspondence asking for PII, ensure that the referenced application number is consistent with your application number.
  • An SBA logo on an email or webpage does not guarantee the information is accurate or from the SBA.
  • Check for spelling and grammatical errors in an email and be wary of clicking on any links or attachments.
  • For help with applying for an Economic Injury Disaster Loan, call 800-659-2955 or email [email protected]. You can also use a text telephone (TTY) by calling 1-800-877-8339.
  • For inquiries regarding support for small businesses, send an email to [email protected]
  • Visit the Small Business Cybersecurity site to learn more about small Business Cybersecurity tips, common threats, training, and best practices. https://www.sba.gov/business-guide/manage-your-business/small-business-cybersecurity
  • Visit the U.S. Department of Homeland Security’s Cyber Infrastructure site for small business resources. https://w.gov/publication/stopthinkconnect-small-business-resources
  • Trust your instincts! If something seems too good to be true, then it probably is too good to be true.
Resources for Small Business
Webinar hosted by Verizon Small Business Support Forum
April 7 at 1 pm
Small Business Webinar: Steps to take right now in challenging times
In the first of the Verizon Small Business Webinar Series, Mike Michalowicz shares hands-on expertise in small business survival for challenging times - from strategic planning and cash flow to taxes. Mike talks live with our host, Ramon Ray, to offer specific steps you can take now and how to be ready to grow after the crisis. Mike Michalowicz is the entrepreneur behind three mutli-million dollar companies and author of Profit First, Clockwork, The Pumpkin Plan and Fix This Next.
To attend the webinar, you must click the link and register in advance. Attendance at the live webinar is limited Register now 
Find Verizon Business on Facebook at https://www.facebook.com/pg/VerizonBusiness/

The  Thryv Small Business Foundation , a charitable non-profit founded by Thryv, Inc., released its COVID-19 Small Business Grant Program this week, providing access to grants of $2,500 to $15,000. Businesses should apply at 

Like companies serving small businesses such as Yext and Zipwhip , Thryv is offering  Thryv Adapt , a 'pay what you can afford' program designed to ensure SMBs can access software that can enable small business to continue communicating with customers and remain in business. Contact the companies to learn more about their programs.

Google for Small Business  resources to help your business navigate these challenging times. https://smallbusiness.withgoogle.com/news/resources-for-smbs-impacted-by-coronavirus

Updates from the Governor's Economic Development & Tourism Office

From the SBA, San Antonio District Office, resources can be found at https://www.sba.gov/offices/district/tx/san-antonio/resources
look under "From Our Office"

Coronavirus Aid, Relief, and Economic Security (CARES) Act
The CARES Act was passed by Congress on March 27, 2020. The programs and initiatives in the Act are intended to assist business owners and nonprofits with current needs due to the COVID-19 crisis.
For a comprehensive guide on most of the small business provisions and programs included in the CARES Act, download the  https://www.sbc.senate.gov/public/index.cfm/guide-to-the-cares-act

This incredibly useful guide from UBS outlines eligibility for the Paycheck Protection Program, the SBA Economic Injury Disaster Loan (EIDL ) , and additional relief programs. Click here for Coronavirus Relief Resources for US Business Owners From the Texas Restaurant Association

Paycheck Protection Program Worksheet
Use this Paycheck Protection Program (PPP) worksheet to determine your eligible PPP loan amount by entering your wages, taxes, and other basic information. Click here for PPP Program Worksheet From the Texas Restaurant Association

Paycheck Protection Program
The CARES Act established a $349 billion SBA-backed Paycheck Protection Program (PPP) to provide immediate access to capital for small businesses who have been impacted by COVID-19.

How to Obtain an SBA Coronavirus PPP Loan and Have It Forgiven from Entrepreneur Magazine
Some SBA lenders in our region.
The list below is not a complete list of all Texas lenders who are SBA lenders.
Use the link above to locate a lender.
  • American Bank
  • American First National Bank
  • Capital Certified Development Corporation
  • Citizens Bank
  • Citizens Bank, National Association
  • Citizens National Bank
  • Community National Bank
  • Farm Credit Bank of Texas
  • First Capital Bank
  • First Community Bank
  • First National Bank Texas
  • First State Bank
  • First State Bank of Odem
  • Frost Bank
  • International Bank of Commerce
  • LiftFund, Inc.
  • Lone Star Bank
  • Lone Star Capital Bank, National Association
  • Lone Star National Bank
  • Navy Army Community CU
  • New First
  • PeopleFund
  • PlainsCapital Bank
  • Prosperity Bank
  • R Bank
  • Randolph-Brooks FCU
  • Sage Capital Bank
  • SouthStar Bank, S.S.B.
  • Texas Bank
  • Texas Dow Empl CU
  • TrustTexas Bank, S.S.B.
  • Wells Fargo
  • Woodforest National Bank
Need help?
Contact your UHV SBDC advisor for assistance walking through the application process. Request advising here.

For questions about or relating to an EIDL loan application please contact the SBA disaster assistance customer service center:
1908 N. Laurent St., 4th Floor | Victoria TX 77904 | 361-485-4485 | [email protected] |
Funded in part through the State of Texas and a Cooperative Agreement with the U.S. Small Business Administration. Reasonable accommodations for persons with disabilities or limited English proficiency will be made if requested at least two weeks in advance. Contact Jean Smith at 361-485-4485.