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Reminder: CalHFA does not require Tax Returns or Transcripts
As of February 1, 2019, CalHFA does not require the borrower's federal tax returns or transcripts. CalHFA does require lenders to use the newest CalHFA Borrower Affidavit and Certification as announced in Program Bulletin 2019-02 which is used in conjunction with CalHFA's other first time homebuyer validation procedures.
Note: Lenders may still be required to submit borrower tax returns and/or transcripts for the first mortgage to Lakeview Loan Servicing (LLS), CalHFA's master servicer. Please refer to LLS's guidelines.

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