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Program Updates

July 19, 2023

Issue No. 14

General Updates

The California Mortgage Relief Program has recently adjusted its delinquency date requirement for past-due mortgage and property tax payments from March 1, 2023, to August 1, 2023. Homeowners who have missed at least 2 mortgage payments or 1 property tax payment by August 1, 2023, and are currently behind, may qualify for assistance up to $80,000. 

Applicants who were previously declined due to not missing payments by the prior delinquency date may now be eligible for the program with this change. 

As each homeowner’s situation is unique, we encourage homeowners to visit the website at CaMortgageRelief.org for eligibility criteria, more details on the program requirements, and additional information about how to apply.  

If you have questions or would like to speak with a team member, please call the Contact Center at (888) 840-2594 during the hours of 8 a.m. – 6 p.m. PT, Monday - Friday.

Reminder: Up to $80,000 in Assistance Available for 

Partial Claims & Loan Deferrals 

While many homeowners took action during the pandemic to restructure their mortgages in order to save their homes, they now face large payments at the end of their mortgage.

The California Mortgage Relief Program is offering a maximum of $80,000 per household to help reduce or eliminate partial claims or loan deferrals taken during or after January 2020, which will also increase home equity. There is no fee to apply and the funds do not need to be paid back to this state program.

All homeowners must meet the following eligibility requirements:

To learn more about eligibility, visit CaMortgageRelief.org/whoiseligible.

In Case You Missed It

With the release of the 2023 income limits by state and county for the Homeowner Assistance Fund by the U.S. Department of Housing and Urban Development, applicants previously denied California Mortgage Relief Program funding may now qualify. 

To qualify for assistance from the California Mortgage Relief Program, an applicant's combined household income for residents 18 and over must be at or below 150% of their Area Median Income (AMI). Applicants can check their current AMI on the homepage of the program's website here and see if they are now eligible due to the changes. 

Check out a list of income limits by county here.

What Others Are Saying

Community Partner Updates

(Present at the Korean American 7K Run/Walk-A-Thon Relay: LA Mayor Karen Bass, 10th District City Councilmember Heather Hutt, 12th District City Councilmember John Lee, Consul General of ROK in LA Kim Youngwan, Korean American Democratic Committee Chairman Steve Kang, 15th District City Councilmember Tim McOsker, and Rancho Palos Verdes City Councilmember Paul Seo.)

The Korean American Federation of Los Angeles (KAFLA) held the Korean American 7K Run/Walk-A-Thon Relay to celebrate the 120th anniversary of Korean immigration to America and the 70th anniversary of the United States-Republic of Korea alliance. The course included historical sites of Korean immigration throughout Los Angeles. The event was a great success and runners were gifted with medals and gift bags with California Mortgage Relief Program information. 

The Imperial Valley LGBT Resource Center shared information about the California Mortgage Relief Program at the Southwest High School Resource Fair in El Centro, CA. The goal was to indirectly reach parents, as well as any staff in the school who may be in need of homeowner assistance.

Thank you to all our community partners for your hard work!

Resources Available

For more information on the free resources available such as legal assistance and help through our Community Based Organizations, please visit CaMortgageRelief.org/help.

Follow Us and Help Us Spread the Word!

Never Miss an Update!

Be sure to follow us on social media to stay up to date on all of our program updates!

• Instagram: @CAMortgageRelief
• Facebook: @CAMortgageHelp
• Twitter: @CAMortgageHelp
• LinkedIn: California Mortgage Relief Program

Program Toolkit Available in Several Languages!

The California Mortgage Relief Program has updated outreach materials now available on our website, including the toolkit, flyers and social media posts with sample copy. All of our materials are available in several languages and can be downloaded at our Partner Resources page below. Help us spread the word!

About the California Mortgage Relief Program

While the COVID-19 pandemic has affected millions of Americans and created turmoil for homeowners, California received relief funds from the American Rescue Plan Act’s Homeowner Assistance Fund. Homeowners who have fallen behind on their housing payments due to pandemic-related financial hardship can use these funds to get caught up. 

The California Mortgage Relief Program is being provided to homeowners through CalHFA Homeowner Relief Corporation in collaboration with the state’s Housing is Key initiative.