Many of my clients have heard me talk about www.GoodRx.com website. GOODRX.COM is not prescription insurance but it is a discount program that helps you compare and save on your prescription costs. GOODRX.COM is an online tool that compares your drug prices against other pharmacies and most importantly your own prescription drug insurance (Medicare Part D). GOODRX.COM can be used to compare against any prescription insurance, not just Medicare prescription insurance (Part D). So you can be under the age of 65 and still use the GOODRX.COM online tool.
Here is how it works:
Can I use GoodRx instead of insurance? 💊
For my Medicare-eligible clients, Medicare requires you to have a Part D or prescription drug insurance/program in place when you turn age 65. GOODRX.COM would be just another option or tool to save, like a discount program. GOODRX.COM is not prescription insurance coverage and you would pay the cash price at the pharmacy when you pick up your prescription(s) using a coupon. Here is the “skinny” from the website:
Can I use GoodRx instead of insurance? 💊
You can and should use a GoodRx discount instead of your health insurance or Medicare if the price is lower. Keep in mind that you cannot use GoodRx and insurance at the same time. However, you can use GoodRx instead of insurance or government-funded programs, such as Medicare or Medicaid, to pay for your prescription medications. GoodRx is not insurance.
If you find a better price on GoodRx than what your coverage offers, ask the pharmacist to use the coupon and process the transaction as a “cash” payment instead. They will use the codes on the GoodRx coupon to find your new price.
If the pharmacist has any trouble, please give us a call at 1-855-268-2822 (M-F 9am-6pm CST). Our advocates are there to help you, and can often resolve your issue while you’re still in the pharmacy.
Here are some examples of discounts offer by the GOODRX.COM website: