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Who Needs Life Insurance? 
Eileen St. Pierre, The Everyday Financial Planner
Life insurance protects anyone who is dependent on your 
income or who would be responsible for your debts upon 
your death. Life insurance needs are like fingerprints - no 
two people's needs are alike. These needs also change 
depending on your stage of life or because of specific life events.

Most single people do not have a pressing need for life 
insurance because no one depends on them financially. 
There are exceptions: 
● Those who provide financial support for aging parents or siblings. 
● Those who have debts that would need to be paid off in full at their death. 
● Those who wish to buy enough life insurance to cover final expenses such as funeral costs and 
medical bills. 

Employment Spotlight

Where the Good Jobs Are: The Top-Paying Careers in Health Care
By Millie Dent, The Fiscal Times - April 1, 2016

 The latest jobs report confirms what many Americans already know - it's becoming easier to get a job. The Bureau of Labor statistics reported on Friday that the proportion of people in the workforce, 63 percent, is at its highest level in two years.
That's good news. But there's even better news that 37,000 of the 215,000 new jobs were in the high-paying health-care sector. Over the past year, employment in health care has jumped by 503,000.   

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Career Connection Newsletter

April 2016                    choctawcareers.com 

Jody Scott

"I, like many others,  was working in the oilfield in 2015 as a field technician/Welder II, I enjoyed the many challenges and opportunities that it posed and thought I would retire from the large corporation I was working for.  As we all know oil crashed and many Americans were left without jobs.  Six months prior to being laid off, my work began to slow down so I decided to obtain my CDL so that I would have other employment opportunities.  I was laid off in February 2015 and immediately began looking for work, I quickly became frustrated as I could not get hired as a driver without any experience.  I contacted Choctaw Career Development for some guidance and was helped immediately.  Several of their team members helped, first they suggested I attend a truck driving school to obtain the hands on experience the companies were looking for.  Choctaw Career Development covered the full cost of the tuition and I was employed immediately upon finishing the class.  
While driving a truck I continued to correspond with Choctaw Career Development about job opportunities.  I knew truck driving was not something that I wanted to do for a lifetime, but could take care of my family while looking for other opportunites.  I knew finding another job would take some time as the job market was inundated with well qualified applicants and it would be more difficult to obtain a job.  They assisted me several times by writing and re-writing my resume for a specific job I was applying for by highlighting my skills  for that specific position.  Finally, after almost a year, I had an interview!  Rhonda with Choctaw Career Development contacted me and prepped me for the interview and offered me some advice.  I am now employed at Tinker Air Force Base as a Welder and have the job of a lifetime thanks to the continued help of the ladies at Choctaw Career Development.  They worked and kept up with me for a year to make sure I landed my perfect job!!" - Jody Scott

Upcoming FREE Webinar!

The $2500 Investment Plan
Thursday, April 21, 2016

The average tax refund is expected to be at least $2,500 this year. You can use this money to start an investment plan. Join us for this webinar to learn:
  • The difference between saving and investing
  • How to define your investment goals
  • How to select the appropriate investment vehicles to meet your goals
 Register TODAY for this upcoming webinar!


6 Tips for Working Women With Families
December 31, 2015 
Working women with families: Are you getting what you deserve at work? I once responded to a concern from a woman who worked for a government agency. She reported winning several awards a year, but not being promoted because she has special needs children. "The employer felt [her] 'family responsibilities' might interfere with [her] ability to handle increased responsibility." She felt burnt out at work and stressed at home.
The employer has control in an employer/employee relationship. As an employee, you can't force your boss to give you a promotion, more benefits, a raise, and so on. Sure, if an employer does something really egregious, you might spend a lot of time and money in a legal battle. I doubt this would enhance your life!
Women struggle with work and family issues, especially. They have concerns, but employers have concerns as well. Having been on the hiring end of business, I have often considered potential for pregnancy (and maternity leave), sick children (time off from work and productivity), work interruptions (spouses, schools, sick children).

These possibilities may be unofficially factored in to a final decision for hire or promotion, trust me. That having been said, ours was a family (and dog) friendly office where there were frequently children or spouses who were known and addressed by name.

Offices located in: Antlers-Ardmore-Broken Bow-Durant-Hugo-Idabel-McAlester-Oklahoma City Stillwater-Tishomingo-Tulsa 
Denison, TX-Paris, TX
(866) 933-2260

*The use of the above articles is for informational purposes only and does not imply the endorsement of the websites nor their services.