Check out the Latest Updates & Offers

September 2025 eNews

QUICK LINKS

FINANCIAL RESOURCES

DEPOSIT RATES

If your auto loan isn’t with us,

you’re probably paying too much!

We’re your full-service auto lender.

Ask us how we can help you save money.

Apply Online

Toro College Scholarship Program
Toys for Tots
Melrose/Hoffman Employee Critical Needs Fund
United Way

Toro Credit Union supports community causes and charitable giving! Our NetGiver donation platform allows you to make FEE-FREE donations — ensuring 100% of your gift goes directly to the cause.

Thank you for giving - your dollars make a difference!

Live Your Best Financial Life - Donate

United Way Pizza Day

Stop by the Toro cafeteria to buy a delicious slice (or more!) of pizza and receive a FREE pizza cutter while supplies last, compliments of Toro Credit Union!

100% of the proceeds benefit United Way.

Tuesday, September 16

11:00 a.m. - 12:30 p.m.

Toro Cafeteria

Come hungry, support a good cause, and score a nifty new kitchen gadget!

This year, Toro Credit Union is partnering with VEAP to make a difference in our community. We’re collecting:

Bags - Paper grocery bags
Books - New & gently used children/young adult books
Birthday Kit Items - Cake mix, frosting, candles, birthday-themed plates/napkins
Birthday Party Favors - Bubbles, balloons, crayons, small playdough, sidewalk chalk

Drop your donations off at the credit union on or before

Wednesday, October 8.

Help us Spread Kindness - CU Forward 2025

Now for a Limited Time: When you purchase or refinance a property in Minnesota, South Dakota, Wisconsin, or Florida through our trusted partner First Class Mortgage, you can SAVE $500 in loan origination fees!

Learn More & Save!

Schedule a Credit Check-Up with Mark or Patrick today!

Access the value of your home with a Home Equity Loan or Line of Credit

- flexible solutions for whatever life throws your way.

Apply Online

Equal Housing Opportunity. Federally insured by the NCUA. HELOC only available in MN & WI. Rates based on credit score.

Adventures await with recreational vehicle loan terms up to 10 years! Get pre-approved and a head start on the open road.

Apply Online

Ready to buy your next car? Toro CU’s online tools make it easy to:

Calculate payments
Find dealers
Compare cars

It’s car shopping at your fingertips! Get started today.

Find, Drive, & Save Today!

What makes the SavvyMoney-Credit Score Action Plan a smart way to manage your credit? With simple graphs and guidance, you can see the factors contributing to your score plus get specific tips to improve it!

Log into online banking & learn more about the Action Plan – it’s like having a FREE credit coach in your pocket!

SavvyMoney-Credit Score

It's a

Credit Union Thing!

Want a financial institution that's looking out for your and your community too? Unlike banks, credit unions exist to serve their members, not profit off them. That's why Toro Credit Union is able to offer higher rates on deposits and lower rates on loans.

Fairer rates. Friendly faces. It’s a credit union thing! Share the love - encourage your co-workers and immediate family members to experience Toro Credit Union too!

Toro Credit Union Membership

Don't fall for it! Scammers are making fraudulent phone calls in an attempt to get sensitive information; this is called “Vishing.” Calls can be made by scammers or pre-recorded phone calls. Stay diligent and protect yourself.

Fraud Prevention Resources

Toro Credit Union has even more ways to stay connected when you're on the go this summer! Follow us on Facebook, Instagram, or LinkedIn for updates & offers for members only.

Mark Your Calendar

Monday, September 1 - Closed for Labor Day

Tuesday, September 16 - United Way Pizza Day

Wednesday, October 8 - Donation Deadline CU Forward Day

Monday, October 13 - CU Forward Day

Thursday, October 16 - International Credit Union Day

Federally insured by the NCUA. Equal Housing Opportunity.