|
APRIL 2025
Awards and Recognitions: We are honored to share that we were again recently recognized as a Forbes 2025 Best-In-State Top Wealth Advisor and a Barron’s Top 1,200 Financial Advisor! Although these are individual industry recognitions, these prestigious awards are shared by the Chornyak team. This follows the team’s recent recognition as a 2025 Forbes Best-In-State Top Wealth Management Team. A special thanks to our clients for your continued business and trust. For more information about any awards referenced, including relevant criteria, please visit Janney.com/awards-disclosures or contact your Financial Advisor.
Gen X is juggling mortgages, student loans and kids’ college costs while trying to save for retirement. Unlike boomers with pensions or millennials with time to build wealth, they’re caught in the middle. Let us know if our first article below raises any questions for you or family.
The Bucket approach to retirement-portfolio management aims to help retirees meet their cash flow needs regardless of prevailing interest rates. The Bucket concept is anchored on the basic premise that assets needed to fund near-term living expenses ought to remain in cash, dinky yields, and all. Assets that won’t be needed for several years or more can be parked in a diversified pool of long-term holdings, with the cash buffer providing the peace of mind to ride out periodic downturns in the long-term portfolio. Our second article details the benefits of this approach. Let us know if this prompts any questions for you regarding your investment strategy.
This month's "What's Happening Now" section shares stories on 7 things you should sell before retirement, 44 extremely rare photos of things from the 1900's, and an underrated European destination that is overlooked by retirees.
We'd like to hear from you. Please feel free to contact us by phone at 614-888-2121, toll-free 877-389-2121 or email jchornyak@janney.com with any questions or comments.
| 
