MAY 2025

Many have worked their entire life to save for a happy retirement, and now wonder if that day will ever come. That's how a lot of people have been feeling recently, with nearly two in three Americans (64%) worried more about running out of money in retirement than about death. Our first article outlines some ways to lower this stress and get ready to enjoy this phase of life. Give us a call if you would like to discuss this further.

There are different types of trusts that can be used to achieve specific estate planning and wealth preservation goals. Irrevocable trusts can be used to protect assets from creditors and to minimize estate taxes. To determine the best type of trust for your specific needs and goals, it’s important to consult with an estate planning professional. An estate planning attorney can help you understand the tax implications of different trusts, and draft trust documents that comply with state and federal laws. Our second article takes a look at some of the most common trusts and when to use them. Let us know if this prompts any questions for you regarding your estate planning strategy.



This month's "What's Happening Now" section shares stories on 'hidden' retirement costs that many don't know about, the best State to live for single seniors, and 8 common mistakes travelers make at boarding.

We'd like to hear from you. Please feel free to contact us by phone at 614-888-2121, toll-free 877-389-2121 or email jchornyak@janney.com with any questions or comments. 

Americans Worry More About Going Broke in Retirement Than Dying

Inflation, taxes and Social Security are the three top concerns for retirees, according to the 2025 Allianz Annual Retirement Study.

Five Trusts You Need to Know About and the Best Time to Use Them

You can use trusts to cement your legacy, organize your estate and limit your exposure to estate and gift taxes.

What's Happening Now

Hidden retirement costs that millions don’t think about

Best State to Live for

Single Seniors

8 Most Common Mistakes Travelers Make at Boarding

Market Update

Despite the volatility in the stock market, data has shown the economy to be somewhat resilient so far this year. However, trade wars could impact the global economy, which could curtail economic growth moving forward. The Federal Open Market Committee meets during the first full week of May. Fed Chair Jerome Powell has indicated that the Federal Reserve will not make changes to interest rates unless it is in the best interests of the economy to do so, regardless of outside pressures.

Market update provided by Broadridge Investor Communications Solutions, Inc.