September 10, 2018
Inside this Edition

880th Gathering of the Presbytery of Baltimore in Cumberland, MD 
Weather Alert!

Presbyterian Youth Triennium 

Stewardship Kaleidoscope Scholarships

WSSMG Quarterly Meeting & 
Church Leadership Training 

Susquehanna MG Discipleship Event: Worship & Music

Kenwood PC Celebrates Community Day

Franklinville PC Celebrates Pastor Jim Riddell's 50th Anniversary

Granite PC sponsors "Active Shooter Response" Event

Brown Mem'l Pk Ave. PC Sponsor Nature Discussion with Doug Tallamy

Ark & Dove PC seeks Music Director 

Chestnut Grove PC Vacancies

Farm to Table Event

Massannetta Springs "Starting the Conversation" 


Committee and Commission meetings will be held at the Presbytery's office (unless noted otherwise.)

  • Trustees will meet at 9am on Tuesday, Sept. 11
  • Administration will meet at 1:30pm on Tuesday, Sept. 11
  • New Commissioners will meet at 6:30pm on Tuesday, Sept. 11
  • Baltimore Dakota Partnership will meet at 7:30pm on Tuesday, Sept. 11 
  • Committee on Preparation for Ministry will meet at 3pm on Wednesday, Sept. 19 at Catonsville PC
  • Cuba Partnership will met at 7pm on Wednesday, Sept. 19
  • Uptown Metro MG will meet Saturday, Sept 22 for Elder Training 
  • Steering Committee will meet at 1pm on Wednesday, Sept. 26
  • Commission on Reconciliation will meet at 6:30pm on Wednesday, Sept 26
  • In the Loop MG will meet at 5pm on Sept. 28 a Faith PC

  • Praise & Prayer 

    Please pray for the family of The Rev. 
    David William Ross, 86, who passed away on Tuesday, Sept. 4, 2018 at his home in Hagerstown, MD. Pastor Ross served as Interim of The Presbyterian Church of Hagerstown from 1989 to 1993, when he transferred his membership to The Presbytery of Donegal. Click here to read his full obituary.
    Church Finances: Understanding Occurrence and Claims-Made Insurance Coverage

    by Linda A. Senez 
         The Insurance Board 

    Churches considering a change in their insurance policy should first understand the difference between "Claims-Made" and "Occurrence" forms. These forms may determine potential liability gaps in coverage for accusations and incidents. 
    O ccurrence insurance policy coverage is based on the date that a claim occurred. It's that simple. A church official may report a claim that occurred many years ago under the policy that was active at that time and still receive coverage. For this reason, it is important to keep a good record of occurrence reports to address past incidents. However, occurrence policies have two short-comings: insurance companies may nolonger exist when you need them and your liability limits at the time the claim occurred may not be high enough.

    M arkeconditions required mancommercial policyholders, including churches, to switch frooccurrence tclaims-madcoverage. This applies tcoverage where there would be long latent exposures. Claims-madinsurance covers claims that are reported during a policy's term. The inception datof the first claims-made policy is called the Retroactive Date. Successivclaims-madpolicies cover all claims back to the Retroactive Date. Churches may feel that they received a very competitive quote; however, based on policy forms, the coverage may be inadequate. 

    This type of coverage sounds simplon its face but it's a bit more complicated. Claims-madinsurance expires. Lasyear's  claims-madpolicy is expired for all time. However, thiyear's policy covers claims reported this year which may havoccurred last year. For example, a claim of misconduct at a church that occurred in 2014 is reported Jan. 1, 2017.  Even though the church's policy coverage for claims-made began in January of 2017, the same day the incident was reported, the policy will not cover the liability because the incident took place before it was established. A church covered by a "claims-made"policy should notify its agent of an incident as soon as it's been made aware of an incident of potential liability.


    Problems sometimes arise when church officials decide to change from a claims-made to an occurrence policy.  When your claims-madpolicy
     expires, it will expire for all time back to your Retroactive Date. If a claim is reported two months intyounew coverage for a sexual misconduct event thaoccurred in 2003, you will have NO coverage for this event. The occurrence forcovers only events since policy inception or the Retroactive Date period. However, this probledoes not exist when changing frooccurrence forto claims-made form policy. Church officials should consult an agent to clarify their coverage.


    Furthermore, officials should be advised that by cancelling their church's Insurance Board (IB) policy, or by allowing it to lapse, may expose the church to increased liability. Carefully review the terms of your new insurance policy, and we highly recommend that you consult your insurance agent regarding this subject as soon as possible. The Insurance Board provides coverage on a "claims-made" basis for incidents that involve employee benefits, pastoral services, counseling, sexual misconduct, as well as, liability for decisions made by directors and officers.For more information about policy coverage read or consult he local agent, Linda A.Senez,CPCU or by business phone at 443.345.1055 or cell at 410.409.5154. 

    Take Note/Act Now

    Presbytery and Church-Wide

    Weather Alert:  In the wake of Inclement weather, the Presbytery will be notified about changes to the Gathering schedule via email, FaceBook and posts on

    880th Gathering Meeting Papers are Now Available On Line!


    The Commission on Thriving Congregations   has a limited number of Stewardship Kaleidoscope Conference Registration Scholarships available for the "Transforming the Face of Generosity" conference, Sept. 24-26, 2018 at the Hilton St. Louis Frontenae in Missouri. Contact  Ledonia Kimball f or additional information. To view conference information: . To register   or call 1.855.514-3152.

    West Side Story MG is delighted to team with Uptown Metro MG for an exciting leadership training session on  Saturday, Sept. 22 2018. Click here to learn more.

    The Susquehanna Ministry Group is hosting a fall Discipleship Event entitled "Worship and Music" from 8:30am to 2:30pm on Saturday, Oct. 13. at the First Presbyterian Church of Bel Air. To register by the October 5th deadline contact  Pastor  Stephen Melton . Click here to learn more


    Kenwood Presbyterian Church will host Community Day 2018 from 8am to 3pm on Saturday, Sept. 15. The day's activities include a  flea market and yard sale; silent auction; free health screenings; kids' obstacle course; yoga on the lawn; a book signing by author Peggy Rowe (About My Mother); as well a, pulled pork BBQ and a baked goods sale . Click here for details

    Franklinville Presbyterian Church invites all to join them on Sunday, Sept. 16 in celebration of Rev. Jim Riddell's 50-Year Anniversary of his installation as pastor of Franklinville (originally, United Presbyterian Church). Worship begins at 2pm followed by refreshments in the fellowship hall. RSVP

    Granite Presbyterian Church will host a program on "Church and Community Response to Active Shooter Events" conducted by the  Baltimore County Police Department from 7-8:30pm on Tuesday, Sept. 25  No advance registration is required; however, be advised that traffic detours en route to the church may delay arrival time.

    Brown Memorial Park Avenue Presbyterian Church will host a special evening beginning at 7pm on Sept. 25 with Doug Tallamy, nationally renowned expert on the benefits of restoring our landscapes, bird populations, and pollinators using native plants . For details, click Nature .

    Ark & Dove Presbyterian Church seeks a Music Director. Click here for job description.

    Chestnut Grove Presbyterian Church seeks to fill two positions:
    • Administrative position -- 24-hours/week during school hours. In addition to secretarial tasks, the position involves work with communications, ministry coordination and providing a front-line office presence. This position requires a real energetic, hands-on, self-starter who can handle lots of different tasks and responsibilities. 
    • Youth worker position  -- 10 hours/week; mostly Sunday mornings and evenings. Requires individual with strong personal faith and a passion for sharing it with youth. If interested in either position click here to learn more or email Rev. Andy Gathman.


    It is widely recognized that in life preparation is key, but how do we prepare ourselves and family members to face major life decisions surrounding the aging process, serious illness, and end-of-life care? Join Revs. Brandon C. Brewer and Scot Crannell for an important seminar entitled , "Starting the Conversation," at Massanetta Springs  Oct. 19-20. Click here to learn more and register.

    taff Directory

     Jacqueline E. Taylor
    General Presbyter 

     Deb Milcarek
    Assoc. for Reconciliation 
    Judy Johnson
    Ministry Group Staff

    Chuck Brawner
    Financial Administrator

    McKenna Lewellen 
    Center Coordinator

    John "Jack" Carlson
    Stated Clerk 
      Debbie Ingram Schmidt
    Assoc. for Spiritual Leader Development

       Deborah Greene  
    Dir. of Communications
    Laura Mullen
            Book Keeper

    Mary Gaut
    Deputy Stated Clerk

    Susan Krehbiel
    Dir. of Congregational Advocacy

     Wanda Morgan
    Dir. of Events/Services

    Kate Foster Connors 
    Dir. of The Center