Senior LEAF E-Newsletter - March 2023

Your LEAF Advisor at your high school is a free resource to assist students with exploring career options, searching for best-fit colleges or career technical programs, and navigating the financial aid process so that all postsecondary funding options are considered. LEAF is a non-profit organization with advisors in 22 local high schools. Our advisors are available to meet with students and parents at your high school, virtually, and at our LEAF office.


Get connected with your LEAF Advisor today!

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A Message from LEAF's Executive Director

I’m struggling with two things: (1) how can it already be March; and (2) will we have a big snowstorm on St. Patty’s Day? I know that is nonsense, but sometimes getting away from serious issues clears the brain and helps to focus on important things again.


Life is full of important decisions. Especially for high school seniors. I am sure you are thinking about graduation, walking across the stage, and accepting your diploma. Then what? 


Thinking about the “then what?” is important and sometimes one of those things that you put off “until later.” Unfortunately, like March coming too soon, “until later” becomes now. This is the time, if you are going to college, to evaluate your financial aid offers and make choices. If you are entering the work market, where will you get a job that can, perhaps, help to define your career and assist in paying for your education? If you are going into the trades or a vocational career, how will that happen, what are the associated costs, and where will you go?


During the past few months, you have explored many of these options and created your pathway. If not, you’re going to have to make some choices…and create your pathway. I know it is hard to make “life” decisions, but it is important to make some choices.


I am a great believer in fun. Fun is…well…fun. We all need social experiences, laughing, being with friends, or just hanging out. We all need time away from the seriousness of life. So, balance your fun with your serious. Take time to make those serious decisions and reward yourself by doing something fun.


In addition to having a pathway, having balance in life is often hard to learn. Sometimes, I think balance in life is one of the hardest things to learn. What is the right balance of obligations v fun. I’m still working on that, but have discovered that there are times that I am being way too serious and not having enough fun. That’s when I step back and evaluate what I am doing, its importance, and then figure out how to change that off-balance.


I think being in high school should be fun. Especially as a senior. You have so many enjoyable things to look forward to…spring break, prom, graduation, summer fun. Create fond memories, but don’t forget to move along your path. Balance.


Patricia G. Egan, MBA, CFRE

Executive Director, LEAF

Upcoming Virtual Information Sessions

Making Sense of College Loan Options

March 13, 2023, 6:30 - 7:30 pm

Once you receive your financial aid offers, there is often a gap between the aid on the letter and the final amount of the cost to attend. Loans can be used to fill that gap. You will learn more about available loan options (Subsidized vs Unsubsidized or Parent PLUS vs Private) and their impact on your future.


Continuing Education Options: Manufacturing

April 3, 2023, 6:30-7:30 p.m.

Local manufacturing companies have incredible opportunities for students to start their future in a high-tech industry where training is paid and tuition is reimbursed. Learn more about local opportunities for a rewarding career path after high school.             

   

Continuing Education Options: Military Service

April 10, 2023, 6:30-7:30 p.m.

Learn about career and educational opportunities in the United States military branches that will help you get your future started.

 

Continuing Education Options: Skilled Trades & Training Programs

April 24, 2023, 6:30-7:30 p.m.

If you love to work with your hands, experts and program directors will talk more about career opportunities in skilled trades, apprenticeships, and other vocational postsecondary options that are in high demand in today’s workforce.

Register for a free LEAF Virtual Information Session

March Highlights for Seniors

Student Loans 101

Once you receive your college financial aid offer, you will know the bottom line cost. Loans are one option to cover "the gap" between the cost to attend and the aid received. Here are the types of loans available to students and families:

Some things to know about Federal Direct Student Loans:

Visit StudentAid.gov for more information about Master Promissory Notes, Student Loan Acknowledgments, and Loan Entrance Counseling.


If families need to borrow additional loans after exhausting the student's federal eligibility, they will need to research their options. If parents choose the Federal Parent PLUS loan, an application and Master Promissory Note are required through Federal Student Aid. If choosing private loans, it's important to research lenders thoroughly. Colleges may have a historical or preferred lender list comprised of banks with which they may have a relationship. Families can opt to utilize those lenders, or make use of another lender. FinAid's Loan Comparison site is a great place to start this research.


Some other options to consider to help pay the gap:

  • Home Equity Line of Credit
  • Retirement Fund Loan
  • Payment Plans offered by colleges to spread out payments over a period of time
  • Work-Study Programs (for those who qualify) or on-campus student employment


Parents planning to pay for a portion of college expenses using current income should keep in mind that family household expenses (like grocery and utility costs) may decrease significantly with one less student living at home. Be sure to ask your car insurance agent about rate discounts for students away at college without a vehicle.

Partner Spotlight

Lakeland Community College hosts

Spring Campus Visit Day and Information Fair


Class of 2023 – save the date! Join Lakeland Community College Saturday, March 25, between 10 a.m. and noon in the health technologies building (H-Building) for their Spring Campus Visit Day and Information Fair.

 

Learn more about student services and the academic programs offered at Lakeland. Whether your goal is an associate degree and earning college credit to transfer to a four-year college, or high-quality training to enter the workforce more immediately, Lakeland has you covered.

 

Information sessions on funding opportunities and how to get started at Lakeland will take place at the top of each hour. Campus tours will be available. Visit lakelandcc.edu/visit to register.

Senior Timeline (March-May) 

Follow this timeline over the next four months to stay on track with your college planning.

Scholarship Tips

Continue to apply for local scholarships by their deadlines. Be sure to also check with your employer, your parents' employers, and any local organizations with which you are affiliated. Check with your LEAF Advisor to make sure you are not missing any opportunities.

Don't stop looking for scholarships after your senior year of high school.

Many scholarships funded by colleges and external sources are available for college sophomores,

juniors, and seniors.

Scholarship Search Websites

BigFuture

Cappex

Career OneStop

Cleveland Foundation

College Board

College Gold


Fast Web

Going Merry

Hispanic Scholarship Fund

LEAF

My Scholly

Ohio Means Jobs


Peterson's

SallieMae Ohio

Scholarship Owl

Scholarship 360

Scholarships for Women

United Negro College Fund

Final Thoughts

LEAF is a free resource at your high school to assist with career exploration and college/career technical program search, and to answer your postsecondary education funding questions.


Get connected with your LEAF advisor today!


2022-2023 Senior LEAF E-Newsletter Sponsors

Thank you to Western Reserve Junior Service League for making this publication possible and to all of our LEAF E-Newsletter sponsors: