Coffee Talk Newsletter
August 17, 2016

Let us share our ideas on Life, LTC, Annuity and DI with you!
A John Hancock Term Product for Every Client Need!

When it comes to Term, it's good to have options at the choices you can offer your clients from our leading Term portfolio.   Learn More
OneAmerica's Asset-Care IV:  Whole Life Insurance with LTC Protection

OneAmerica offers LTCi protection with  the guarantees of Whole Life Insurance.  Protect your clients' futures while providing premium options to fit their unique situation while preparing them for TLC costs.  Click here
to learn more about Assets-Care IV, access valuable sales 
resources  and more.
Can You Tell Your Clients 
"I've Got You Covered?

You're talking to them about life insurance, you can.  And there's no better time to start that discussion than during Life Insurance Awareness Month.  The 2016 LIAM eKit gives you access to a wealth of material that can help you start the life insurance conversation, deepen client relationships, and grow your business. Download the eKit today and tell your clients "I've got you covered."
5 Reasons to take  Advantage  
of the Benefit Update Rider 
with Your Clients

Not sure why you should leverage the no-cost Benefit Update Rider from Principal with your clients?  
Below are five good reason:
  1. It provides a  built-in policy review for your clients every 3 years - and offers you an opportunity to connect with them.
  2. It helps ensure your clients' benefits keep pace with their rising earnings - without any medical questions.
  3. It's flexible.  We also offer advance reviews when group disability coverage is lost or there's an increase in income of 20% (in approved states)
  4. Any accepted increases reward you with first-year commissions.
  5. The built-in BU Activity Report helps you track and manage these opportunities.