Fall 2015 - In This Issue:
FROM THE 
PRESIDENT'S DESK
Thank You for 90 years of support!
November 25, 1925 was a humble beginning for the Commercial State Bank as tough banking conditions existed in rural Nebraska.  The bank ownership at that time obviously had a vision and determination that allowed them to prevail and set a course to grow and prosper.

With the support of our great customers, Commercial State Bank has had the good fortune to provide banking services for 90 years!  While the process of distribution of funds have changed, the core need for a sound banking system has not waivered.

We feel the Commercial State Bank is well positioned to provide sound, safe and functional banking services for another 90 years and beyond.  "Thank You" to our customers for choosing Commercial State Bank and being a part of our banking history!
  
Sincerely,
Doug Johnson, President
  
YOU'RE INVITED TO OUR BIRTHDAY PARTY!
WAUSA - Tues. Nov. 10, 5PM - 8PM at Wausa City Auditorium. Click HERE for details!

NEBRASKA CITY - Fri. Oct. 23, 11AM - 6PM at Commercial State Bank. Click HERE for details!

ELKHORN - Thurs. Nov. 5, 11:30AM - 2PM. Click HERE for details!
  
TO COIN A PHRASE...
Why was the skunk arrested for counterfeiting?
  
Because he gave out bad (s)cents!
WHAT'S WITH THAT NEW CHIP?
What does the chip do?
Chip technology has proven successful in reducing fraud in card transactions. It is already the standard in many countries worldwide. This system uses a microprocessor chip in debit and credit cards to make transactions more secure and less vulnerable to fraud.

When will my Commercial State Bank card have a chip?
Commercial State Bank credit cards are now being reissued with chips once the card expires. We are working to begin the process to progressively issue debit chip cards starting in 2016.

Can I still use my debit & credit cards without a chip?
Yes. Your current card will continue to work as usual for online payments, phone payments, in-store payments, ATM transactions, etc. Commercial State Bank continues to work diligently with our payment processing partners to monitor transactions and alert you if there is anything out of the ordinary.
MARKET TRENDS
Ready for that vacation home?
According to HousingWire, these are the 20 hottest places to buy a home right now - Read the report from HousingWire HERE.
theVAULT
A glimpse of some banking items from our past.
PRIVACY AND SECURITY

 

The bank is not responsible for and has no control over the subject matter, content, or information of the web sites that have links to this newsletter. The bank provides links to you only as a convenience, and the inclusion of any link does not imply an endorsement by the bank.


To read the Commercial State Bank Privacy Policy and to learn more about security standards, please read our Privacy Notice HERE and our Disclosures HERE .
 
Do not include any personal information in replies to this e-mail. If you have a problem or concern please call or stop in to your local branch during business hours.