Spilman Thomas & Battle
Issue 2, 2014
Community Banking Excellence
Executive Editor Timothy R. Moore    |    336.631.1059    |    tmoore@spilmanlaw.com
Another Perspective
Robert T. Braswell
President and Chief Executive Officer
Carolina Bank

Mr. Robert T. Braswell is President and Chief Executive Officer of Carolina Bank. He has served in those roles since the bank was founded in 1996.  In addition to leading a growing bank, Mr. Braswell is very involved with the North Carolina Bankers Association (presently serving on its Board of Directors) and with the American Bankers Association.


Carolina Bank is headquartered in Greensboro, North Carolina. It began operations in 1996 under the name of Carolina Savings Bank. Currently, Carolina Bank has more than $657 million in assets, 150 employees, eight full-service banking locations and one retail mortgage office located throughout central North Carolina.  


By Timothy R. Moore
A welcome message from our executive editor.
By Nicholas P. Mooney II
A California investment firm and the City of Richmond, California may pose a new threat to the mortgage industry.

By Casey H. Howard
Mortgage lenders should think twice before entering post-petition agreements with discharged debtors.
By Hugh B. Wellons
The initial proposal for Basel III Capital Rules seems to be a bad match for the U.S. economy.
Your Perspective

What do you think community banks are doing right in comparison to larger banks?



"I've learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel." - Maya Angelou, Poet

Your receipt and/or use of this material does not constitute or create an attorney-client relationship between you and Spilman Thomas & Battle, PLLC or any attorney associated with the firm. This e-mail publication is distributed with the understanding that the author, publisher and distributor are not rendering legal or other professional advice on specific facts or matters and, accordingly, assume no liability whatsoever in connection with its use.
Responsible Attorney: Michael J. Basile