Bank Updates
CBB Client Modern Twist is celebrated by State of CA
CBB joined California Infrastructure and Economic Development Bank (IBank), the Governor's Office of Business Economic Development (GO-Biz) and our partner SAFE BIDCO to celebrate IBank's 1,000th small business loan guarantee at a news conference in the Governor's Council Room at the State Capitol to Kat Nouri, owner of Modern Twist. CEO Bill Keller presented Kat with a check for $450,000 which included a line of credit and a loan, a portion of which was guaranteed by the State of California.  Read More

We're Hiring - Join the CBB Team
CBB is looking for a seasoned Relationship Manager and a savvy Credit Analyst to join our team. The Oakland branch has two open positions; Client Services and New Accounts. 

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CBB Presentation to Banking Executives from Japan
A group of Japanese banking executives traveled to Silicon Valley to learn best practices. Mark Roach went over core values, Wil Hobbs presented our suite of services and Winter Williams discussed one of our hallmark differentiators, the  Bay Area Green Fund. 
Financial Literacy remains a top  priority for 2016
Our partnership with Mindblown Labs, the creators of Thrive 'n' Shine, a fun financial literacy game, is featured in a case study
Client Spotlight
Jann Oberlain and her husband Ray have been committed to selling high quality products for 10 years. 
Are you looking for a unique way to thank your clients or promote your business? you can upload your own images or corporate logo on to Italian stone tile, reclaimed wood, and/or glass to make unique gifts that can be sold or given away as client thank you gifts. The products are featured in more detail below. 

Tumbled marble Coasters are an elegant natural product boasting all the luxury a modern houseware could muster due to its timeless nature. Upload your logo or image at and see what your customized coaster will look like!
Elegant Glass Prints are a step above other types of media output  as they are recognized as a designer product used in high end interior design as well as to beautify architectural settings the world over.
Cutting boards make a unique and beautiful gift!
(3.5 x 3.5) Ecologically responsible product 75% reclaimed core with a maple veneer surface and back from sustainable forestry. Those who choose wood know that this rich and lustrous product makes a statement in a synthetic world of stuff.
Bulk and wholesale pricing available. Contact:
Ray Oberlin

SBA Highlights
Veterans Get 50% Reduction in SBA fees in 2016
Qualified small businesses owned by Veterans have an SBA Advantage in the form of a reduced rate on the fees for SBA 504a loans from now thru September 2016  unless extended by Congress. 

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SBA Success Stories
SensationALL gym opening this Saturday received an SBA loan to build a kids gym designed to provide tactile therapy to kids of all abilities.
SensationAll Kids Gym Grand Opening Sat 3/5
SBA helps professional service providers open their first brick+mortar location. 

SensationAll Kids Gym  provides fun for the entire family with an inclusive indoor play area, designated space for  parties  or celebrations, and a variety of motivating, kid-centered classes. They will also offer private therapy services you can easily schedule by phone or  online .

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Vanessa Donaville, CEO of In Touch Financial Services
In Touch Financial Services New Office Opens 3/19
SBA helped existing home based business open an office in a commercial building in Downtown Oakland. 

In Touch Financial Services  specializes in Residential Real Estate, Mortgage lending, Financial Services and Bookkeeping.  They have dedicated 20 years as a licensed Advisor in managing investment portfolios or individuals and businesses. 

If you are looking to purchase or sell a home, call 510-653-8968.

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Questions about SBA loans
Contact Carol Vi-Thompson at 408-477-5656 or by email.

Oakland Highlights
Good Local Money Guide 2016
CBB is pleased to be featured in the 2nd Annual Good Local Money for Your Good Local Business Guide published by East Bay Express & Sustainable Business Alliance. This user-friendly, one-stop resource for small business owners (like you) to understand what types of capital are available to you and how to access it. 
Whether you're starting a business or growing an established business, looking for a small loan or a large one, there are options available to you.  This carefully curated a list of "good" local lenders exist to serve community-loving, progressive-minded "good" businesses like the one you are trying to run.

  View the Good Local Money Guide
San Mateo Office Highlights
Need a banker that will go the extra mile? Call Karen Vandenberg, VP Relationship Manager at (650) 389-1011 or email her at
The San Mateo Team of CBB attended the ground breaking.
Ground Breaking in Half Moon Bay
Cameron Palmer, celebrated a ground breaking (not ribbon cutting) on December 15, 2015.  Cameron is partnering with a developer and Best Western owner operator to build a new, ground up motel in Half Moon Bay.

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Mark Roach and his wife, Amy, stand with the official NBA trophy of the Golden State Warriors, at the Jefferson Awards VIP Reception on 1-13-16 before awards ceremony. The Warriors are also a sponsor of the Jefferson Awards. 
CBB Joins the Jefferson Awards
As a High School Hero, CBB is supporting the Jefferson Awards Students In Action, youth leadership team at San Mateo High School. Students In Action is an intensive leadership training program for high school students designed to build leadership, promote engagement and deliver and measure impact. The youth leaders discover what they care about and develop solution oriented service projects to address issues directly.  As the High School Hero, Mark Roach, SVP and Manager of the San Mateo Office of CBB, will be one of the judges evaluating presentations by all students on the Peninsula  to determine which will proceed to compete in the Regional Finals. 

The Jefferson Awards is a national public service organization that offers an intensive training program students in high school with the goal of making the world a better place. Students In Action empowers students to think big, choose their own public service passion, engage their entire school and broader communities, and create maximum impact.

Do you know someone in your neighborhood who's making a difference and deserves recognition? Nominate a Bay Area resident for a Jefferson Award by completing this online nomination form.

Bay Area Green Fund Highlights
Green Business Spotlight
Modern-twist, Location: Emeryville, CA
With the help of a loan guaranteed by IBank's SBLGP, Emeryville-based Modern-twist has pioneered the use of pure, food-grade, hand-silk screened silicone products. Owner Kat Nouri conceived the idea for Modern-twist from her deep belief that what we eat on should be as pure and wholesome as what we eat. She found the company name by fashioning a "modern-twist"- with innovative aesthetically inspiring home products made with inventive materials that are safe for people and the planet. Nouri also invented a non-plastic zip lock bag made out of silicone. 

Learn More
Danville Office Highlights
Capes4Heroes hospital delivery 2015
Teddy Bear Adoptions Raise $7,000 for Capes 4 Heroes
The week of Christmas, hundreds of children that were in the hospital for the holidays due to life threatening diseases, illness and disabilities were given the gift of superhero strength of a super hero cape and the comfort of a teddy bear. Thanks to the support of many of you, our generous clients, we raised $7,000 for Capes4Heroes and made the holidays merrier for many. 

Thank you!
Margie Perry Volunteers at the Special Olympics
Special Olympics Northern California provides athletic opportunities to children and adults with intellectual disabilities, instilling the confidence they need to succeed in life. 
David Meyer, SVP
(925) 272-4888
Meet Coach David Meyer
For 10  years, David Meyer, Team Leader in the Danville Office, has been coaching girls youth basketball. From August thru February, when he isn't helping his business and commercial clients get access to capital, you will find him on the court with his girls team. He started coaching to support his daughters when they decided to play and his love for the game. 

His proudest moments include the six  times that his  daughters' teams that won the Tri-Valley Championship.  Today, it is seeing his team play well and actually do things that they couldn't do a few weeks earlier. Though his daughters no longer play on his team, he continued coaching  to support the local CYO Program in San Ramon/Danville. "With a shortage of coaches, by volunteering to coach, 10 more girls get the opportunity to play basketball that otherwise would not. 

Colleen Benatar, VP Relationship Manager at Community Bank of The Bay
Colleen Benatar
 VP Relationship Manager
(925) 272-4897
Colleen Benatar-Chair of the 11th Annual East Bay Women's Conference
March 7th is the date for the 11th annual East Bay Women's Conference presented by the Walnut Creek Chamber of Commerce & Visitors Bureau in conjunction with John Muir Health and Stanford Children's Health.

The 2016 conference features Keynote Speakers Leslie Blodgett and Mavis Nicholson Leno and Featured Speaker Anne Mahlum.  Event Emcee is ABC 7 news anchor Dan Ashley.

Celebrating eleven years of excellence, the East Bay Women's Conference is the only conference of its kind in San Francisco's East Bay that provides women the opportunities to come together and participate in programs of personal and professional enrichment and development.  Recognized by the community for programming excellence, the conference has enjoyed sold out attendance of nearly 600 since its 2006 inaugural event.  The conference blends speaker presentations, breakout sessions, exhibitor booths, author signings, luncheon and end of the day reception.

Colleen Benatar, Vice President of the Danville office of Community Bank of the Bay is very excited and proud to Chair the 2016 EBWC.

For event information or registration, visit the Walnut Creek Chamber of Commerce.

Thanks for reading. If you enjoyed this issue, use the "like" button it at the very top of the email and share it using the button in the footer below. 


Helen Wyman, Marketing Specialist
Community Bank of the Bay
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