Connealy Insurance Newsletter| June 1, 2023 | Issue 5

Serving Nebraska, Iowa & South Dakota farmers, ranchers, homeowners, commercial, business & auto lines & their families since 1986.

• If you need to replant any acres, be sure to let us know prior to replanting. We need to turn in a replant loss and get an adjustor in contact with you before the actual replanting occurs. The same procedure applies if you will be chopping any acres for silage this fall.
• If you will be electing prevented planting on any of your acres, be sure to contact us. You must give notice within 72 hours after the final plant date for the crop in your county.
• Precision farming, if you are utilizing this technology for crop insurance, your records need to start with planting. If you have questions, contact us at Connealy Insurance.

Reminders to our crop customers

• Planting dates for Corn- 4/10 to 5/25
• Soybeans- 4/25 to 6/10

Acreage Reporting

• 7/15

Late Plant reporting

• Corn 6/14
• Soybeans 7/5

Premium Due

• MPCI due by 9/30
• Hail- cash discount billed 8/1 and due 8/30, full premium billed 10/1 and due by 10/31 or interest attaches at 1.25% for the month of October.
• Hudson Hail- Cash discount due by 8/1.

USDA Extends the Application Deadline for Revenue Relief Program (ERP) Phase two and Pandemic Assistance Revenue Program (PARP) to July 14 from June 2.

We are in what is called a hard insurance market, meaning that it is going to be more difficult to change companies, underwriting will be tighter on coverages, premiums will be increasing, and if you have multiple claims, you may have difficulty finding coverage. We are happy to help you navigate these situations and guide you on the best coverage options to fit your needs.

Auto Reminders

In the event of an accident follow these steps.

1. Call the police.
2. Use your smartphone to take photos of all the vehicles involved as soon as you can. Get each angle, vehicle, road signs, markings, skid marks, etc.
3. Get the license plate number, drivers name, address, phone number, and insurance information. (Take a picture of all if able).
4. Don't engage in discussion about who was at fault, don't apologize, don't leave the scene until okayed by police or information has been exchanged.
5. Contact your insurance company to turn in the claim as soon as you are able to, giving as much information as possible.

Home Insurance Reminders

1. Check your outdoor spigots after the cold winter to ensure there are no frozen pipes which can lead to water damage.
2. Clean gutters to ensure proper drainage.
3. Seal any areas that may allow water or animals to enter your home.
4. Damage by vermin, birds, rodents, insects or animals are generally excluded. Be pro-active. Prevent damage and be aware.

E Bike Coverage

• We are able to cover E-bikes and can get you some quotes. Please let us know if you would like a quote or add it to your current policy.

Crop Hail Coverage

June 1 is the deadline for existing growers to change their hail coverage from last year. Wind coverage deadline to endorse your wind coverage is June 15. Speak to one of our experts on the hail coverage that best fits your needs.

Things to consider when choosing hail coverage.

• What product to purchase
• Dollar amount
• Deductible
• Soybean vs Corn
• Non-Irrigated vs Irrigated
• You can always increase coverage, we just need 2 hours notice to enter before the storm
• Notify us in the event of a loss, we will enter the notice to our crop company and an adjuster will contact you.
• Do not destroy the crop until you have the ok from your adjustor.

Recipe of the Month

Corn Salsa

Mix in a large bowl

• 1 Can Whole Sweet Corn-drained
• 1 Can diced tomatoes drained
• 1 Can Black Beans-rinsed and drained
• 1 Can (4oz) of diced chiles
• 1 Can Blackeyed Peas

Dice the following and add to above mix:

• 1/2 C Cilantro
• 1 C green pepper
• 1 C red pepper
• 1 C yellow pepper
• 1 C onion diced
• 1/2 tsp. garlic salt
• Optional diced jalapeno
• 1 C Italian Dressing

Mix all together and serve with chips!

Office News

• Janis is starting to reduce her hours but is still around the office if you stop by!
• The rest of us have been preparing for acreage reporting and working with our personal, farm and commercial lines companies. (Bonnie and Kiley were able to sneak away for Shania Twain a couple of weeks ago!)
• We have a stand-alone pivot provider offering replacement cost if you or anyone you know are looking for coverage!
• The office has a new management system that allows for e-signatures and a texting service! You can text or call this number during any hour and we will respond as soon as we are able. 1-402-798-4977