Carrier Spotlight
Product Liability
TARGET CLASSES OF BUSINESS
  • Machinery Manufacturing
  • Sporting Goods Manufacturing
  • Plastic Goods Manufacturing
  • Toy Manufacturing
  • Cosmetics Manufacturing
  • Electrical Equipment Manufacturing
  • Furniture Manufacturing
  • Clothing Manufacturing
  • Medical equipment Manufacturing (Non-Invasive)
  • Automobile Parts Manufacturing (Non-Critical)
  • Instrument Manufacturing
  • Trailer Manufacturing
  • New Ventures
  • Importers & Distributors

COVERAGES OFFERED
  • General Liability & Product Liability
  • Limits of $1,000,000/ $2,000,000/ $2,000,000
  • Occurrence or Claims Made Coverage
  • Minimum Premium of $5,000
  • Deductibles starting at $1,000
  • Non-Admitted Coverage

SUBMISSION REQUIREMENTS
  • ACORD Application
  • Supplemental Application
  • 5 years Currently Valued Loss Runs
  • Expiring Premium If Applicable
  • Company Brochure or Website


Management Liability
COVERAGE HIGHLIGHTS
  • Policy Limits up to $5 million
  • Coverage available on a Primary & Excess basis
  • Admitted & Non Admitted

For Private Entities
  • $1m in Excess Limit of Liability for Insured Persons
  • Policy is fully non rescindable
  • No Hammer Clause
  • Waiver of Retention built into the form

For Publicly Traded Entities
  • Notice limited to Executives
  • Retiree Coverage for Insured Persons For All Entities
  • Outside Entity to mean ANY Not for Profit
  • Workplace Bullying
  • W&H Coverage available

Commercial Crime form
  • Employee Theft A.1 / A.2 / A.3
  • Inside / Outside Premises
  • Forgery or Alteration / Legal Expense
  • Computer and Funds Transfer Fraud
  • Money Orders and Counterfeit Currency
  • Claim Expense
  • Social Engineering available
TARGET CLASSES
  • Accommodation and Food Services
  • Agriculture, Forestry, Fishing and Hunting
  • Alumni Memberships Organizations
  • Arts & Recreation
  • Business & Trade Membership Organizations
  • Civic Social Organizations
  • Construction
  • Medical & Electrical Equipment Dealers
  • Information & Technology
  • Biotech / Life Sciences
  • Manufacturing
  • Mining
  • Professional, Scientific and Technical Services
  • Retail & Wholesale Trade
  • Social Service Organizations
  • Utilities
  • Waste Management and Remediation Services

RESTRICTED CLASSES
  • Adoption Services
  • Alcohol Tobacco and Firearms
  • Cannabis Growers / Dispensaries
  • Collection Agents
  • Day-Care Services
  • Debt Service Organizations
  • Financial Institutions
  • Healthcare
  • Insurance Agents / Brokers
  • Municipal / Governmental Risks
  • Political Action Committees
  • Real Estate Agents / Brokers
  • Social Assistance
  • Substance Abuse Services
  • Unions

Excess Liability
COVERAGE HIGHLIGHTS
  • Umbrella/excess/retained limit products
  • A- (Excellent) A.M. Best rating
  • $5 million capacity in a lead Excess attachment point
  • $10 million capacity in a high Excess attachment point
  • Low minimum account premium
  • $775 per million for low hazard business
  • $675 per million for many small business risks
  • Flexible underlying financial rating requirements 

TARGET CLASSES
  • Garage liability
  • Hospitality
  • Family Style and Fast Food Restaurants
  • Food Processing
  • Trades & GCs (some residential capabilities)
  • Entertainment
  • Real Estate
  • Manufacturing and Service
Commercial Errors & Omissions
COVERAGE HIGHLIGHTS
  • Policy Limits up to $5 million
  • Coverage available on a Primary & Excess basis
  • Monoline and Package forms for E&O-Media-Technology
  • Admitted & Non Admitted

TARGET CLASSES

Media
  • Advertising Agencies
  • Graphic Designers
  • Printers
  • Photographers
  • Event Planners
  • Technical Writers / Authors
  • D.I.C.E. Film Producers
  • D.I.C.E. Broadcast Producers
  • Local Access Producers & Distributors
  • Music / Sound Producers & Distributors

Technology
  • Software Service & Repair
  • Software Design & Development
  • Network Design & Development
  • Network Programming & Integration
  • Hardware Service & Repair
  • IT Service Provider
  • Help Desk
  • Data Base Manager
  • Colocation


TARGET CLASSES

Miscellaneous Errors & Omissions
  • Benefit & Payroll Administrators / TPA
  • Bookkeeping
  • Call Answering Services
  • Claims Administrators
  • Consultants
  • Management
  • HR
  • Marketing
  • Advertising
  • Miscellaneous
  • Public Relations
  • Regulatory
  • Risk Management
  • Safety
  • Tax
  • Actuarial
  • Educational Services
  • Employee & Staffing Firms (Temp/Perm)
  • Expert Witness
  • Interpreters / Translators
  • Medical Billing
  • Process & Supply Chain Administrators
  • Tax Preparation Services
  • Travel Agents
  • Freight Forwarders
  • Trade Associations
  • Auctioneers

Real Estate
  • Property Managers
  • Asset Managers
  • Leasing Agents
  • Appraisers
  • Auctioneers
QUESTIONS?

Ariana Ramos
SVP | Business Development
(phone) 617-614-1216
(fax) 617-243-7516

Telamon is an experienced Broker with strong carrier relationships throughout the US. We have broad access to both admitted and non-admitted markets and are dedicated to finding your clients coverage- no matter the risk.