UPDATE: Ohio Department of Insurance & Your Benefits 3/23/20
cORONAVIRUS
ODI Bulletin 2020-03:
Health Insurance Flexibility
for Ohio Employees
The Ohio Department of Insurance has issued an important ruling related to the state of emergency in Ohio pertaining to all health plan issuers:
This Bulletin pertains to all health plan issuers, including insurance companies, stop loss insurers, health insuring corporations, MEWAs, non-federal governmental health plans, and other entities transacting the business of insurance in the State of Ohio, or that are subject to the jurisdiction of the Superintendent of Insurance (collectively, Insurers), that reimburse the costs of health care services under a health benefit plan in Ohio.

The bulletin covers orders by the Superintendent that directs Insurers to comply with requirements during this state of emergency in the areas of Employee Eligibility, Grace Period for Premium Payment, Continuation Coverage, and Special Enrollment Period Eligibility.
"Stay at Home" Ordered by
Ohio Director of Health
The Director of the Ohio Department of Health has made a special order to prevent the spread of COVID-19 into the State of Ohio. The Director orders that all persons stay at home unless engaged in essential work or activity. 

This order prohibits holding gatherings of any size and closes all nonessential businesses. It does NOT prohibit essential activities like going to the grocery store, receiving medical care, or taking your pet for a walk.


Ohio Approved to Provide
SBA Disaster Relief Loans

Ohio has been qualified for the Economic Injury Disaster Loan program. These loans are only intended as working capital loans utilized to assist with impact caused by the coronavirus emergency efforts. The EIDL’s are not for other purposes such as expansion, new equipment, property purchases, etc. that do not have anything to do with the national emergency we are facing. These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. Loan rates are expected to be 3.75% for businesses and 2.75% for non-profits with long-term repayments in order to keep payments affordable.


Ohio Bureau of Workers' Comp.
Payment Deferral

March - May payments may be deferred until June 1st. Ohio’s Bureau of Workers' Compensation (BWC) system is the exclusive provider of workers’ compensation insurance in Ohio and serves 249,000 public and private employers. To help businesses facing difficulties due to the COVID-19 pandemic, the Ohio BWC is announcing insurance premium installment payments.

Carrier Specific Updates on COVID-19

We are working with each carrier to determine how benefits will be impacted. Below are links to the major carriers and their current COVID-19 Resources.

Effective immediately, and through May 31, 2020, Paramount will waive member deductibles, coinsurance and co-pays for coronavirus (COVID-19) diagnostic testing. This new policy applies to all Paramount commercial clients, and includes HSA-qualified high deductible plans.