Hello Mary,


Please find new rate sheets on the blue link below for both Home Only and Land Home. You will find our rates to be highly competitive and, in some instances, even lower than those of our competitors. These rates are effective beginning today, February 13, 2025.

Click here to download Home Only and Land Home rates

In today’s rate environment, everyone is looking for that added advantage. One key advantage is Credit Human’s low fees. By keeping our fees low, we help homeowners build their equity faster and increase monthly savings.

 

Here is an example of how Credit Human helps build equity and save money for your customers: 


What do fees really cost?


Credit Human

Other Lender 1

Other Lender 2

Processing Fee

$0

$1,500.00

$2,500.00

Monthly Payment

$867.82

$880.84

$889.52

Cost of Fee over Life of Loan*

$0

$3,124.80

$5,208.00

*Examples are based on $100,000 base loan amount, fee being financed, 20-year term, home only, and rate of 8.5%


And…if interest rates decline in the future, Credit Human’s low fees will contribute to greater equity if the borrower wishes to refinance. Greater equity position often means better pricing.

 

Credit Human is here to serve you and your customers for the long haul.

 Today. Tomorrow. Together.


Best regards,

Jerry and Glenn

Jerry Bretton

Business Development Executive

FL, GA, NC, SC

866-279-1899 ext. 6674

NMLS #184980

JBretton@credithuman.com

Glenn Groves

Business Development Executive

IL, IN, MI, NY, OH

866-279-1899 ext. 1587

NMLS #2285468

GGroves858@credithuman.com

If you are a Broker located in DE, KY, MD, PA, TN, VA or WV, please see below to determine which Business Development Representative will assist you at this time: