Hello Mary,


Happy New Year! We’re looking forward to serving you and your customers as we begin another year together!


2025 looks to be another dynamic year with our partners seeking strategies to gain a financial edge for their customers. A significant advantage we offer is our low fee structure, designed to help homeowners build equity more rapidly while enhancing their monthly savings. If interest rates decrease in the future, Credit Human’s low fees can contribute to greater equity through a refinance. A greater equity position often means better pricing.


Please find new rate sheets on the blue link below for both Home Only and Land Home. You will find our rates to be highly competitive, and in some instances, even lower than those of our competitors. These rates are effective beginning today, January 17, 2025.

Click here to download Home Only and Land Home rates

Credit Human is committed to bringing added value to your business and your customers in 2025:

  • We maintain very low fees on all of our products, which adds equity and creates more value for your customers.
  • At Credit Human we prioritize having responsive and knowledgeable staff who are dedicated to serving you.
  • Credit Human is constantly working on process improvement initiatives to improve both visible and internal processes. These increase efficiencies, all in an effort to move your loan to funding faster and easier. 


We look forward to the exciting opportunities that 2025 will bring for our business partners and customers, and all the great things we will achieve together!

 Today. Tomorrow. Together.


Best regards,

Jerry & Glenn

Jerry Bretton

Business Development Executive

FL, GA, NC, SC

866-279-1899 ext. 6674

NMLS #184980

JBretton@credithuman.com

Glenn Groves

Business Development Executive

IL, IN, MI, NY, OH

866-279-1899 ext. 1587

NMLS #2285468

GGroves858@credithuman.com

If you are a Broker located in DE, KY, MD, PA, TN, VA or WV, please see below to determine which Business Development Representative will assist you at this time: