I use this phrase often in my practice when communicating to families how we plan for the future of their loved one with special needs. We don’t know what the future will hold in terms of the consistency of public benefits. The cuts being proposed are equal to $880 Billion in benefits over a 10 year period, and this can be overwhelming to attempt to plan for. However, it is my job to help parents, and families understand that we MUST consider what the future holds if there was a reduction, or complete elimination of benefits. Not only do we need to understand this potential impact, but we need to PLAN for it. Yes, this is much more difficult for adult children because parents don’t have the time to set aside money to Plan for this. However, it’s never too late to start, and I recommend you start now.