A good financial start could be to
lower your monthly payments by consolidating your debt.

A Camino Member Advisor can help you review the possibilities open to you. For consolidation options go online at caminofcu.org, call a Member Advisor at
(323) 323-7200 or stop by your nearest branch for complete details.

A fantastic way for you to get your financial life on the road to being financially fit.

Join Camino for a Home Purchase 101 Workshop!
Getting ready to purchase a home?

Join Camino on Wednesday, July 17th at 5:30 pm for a
"Home Purchase 101" workshop to learn more about the home buying process!

Purchasing a home can be intimidating. This workshop will help you plan your next steps so that you can feel confident in your new endeavors.

We'll cover the following:
  • Benefits of Home Ownership
  • Credit
  • How much can you afford?
  • Qualifying for a Mortgage
  • Mortgage Process


Event Details
Light refreshments will be served
Date: Wednesday July 17, 2019
Time: 5:30 pm
Location: Montebello Branch
520 N.Taylor Ave Montebello, CA 90640

For more details visit our  Camino website here , or
give us a call at (323) 722-3400.

Building Credit? Here's Five Ways You Can Build
1.        Apply for a Secured Credit Card
If you’re building your credit score from scratch, you’ll likely need to start with a secured credit card. A secured card is backed by a cash deposit you make upfront; the deposit amount is usually the same as your credit limit.

2.        Apply for a Credit-Builder loan or a Secured Loan
Typically, the money you borrow is held by the lender in an account and not released to you until the loan is repaid. It’s a forced savings program of sorts, and your payments are reported to credit bureaus. These loans are most often offered by credit unions or community banks; at least one lender offers them online.

3.        Get a Co-Signer
It’s also possible to get a loan or an unsecured credit card using a co-signer. But be sure that you and the co-signer understand that the co-signer is on the hook for the full amount owed if you don’t pay.

4.        Become an Authorized User on Someone Else’s Credit Card
A family member or significant other may be willing to add you as an  authorized user  on his or her card. Doing so adds that card’s payment history to your credit files, so you’ll want a primary user who has a long history of paying on time. You don’t have to use — or even possess — the credit card at all in order to benefit from being an authorized user.

5.        Get Credit For the Bills You Pay
Rent-reporting services such as Rental Kharma and RentTrack take a bill you are already paying and put it on your credit report, helping to build a positive history of on-time payments. Not every credit score takes these payments into account, but some do, and that may be enough to get a loan or credit card that firmly establishes your credit history for all lenders.

Financing your future. The Home Equity Loan Program (HELP) is the smartest way to pay for large, one-time expenses. Using your available home equity through either a home equity loan or a line of credit, you can pay for tuition, home improvements, a vacation, unexpected auto repairs, pay off high-interest credit cards and personal loans, consolidate your bills, take advantage of a real estate investment, and more!

NLMS ID 666196
Saving on the products and services you need and use every day is easy with Love My Credit Union Rewards. As a member of Camino Federal Credit Union, you can get discounts and rewards that include:

  • A $100 cash reward with every new line activated with Sprint®! Current customers will receive a $50 cash reward for every line transferred into Sprint® Credit Union Member Cash Rewards. Plus, get a $50 loyalty cash reward every year for every line.* And there’s more! Members are eligible for 25% off accessories. 
  • Up to $15 off TurboTax® federal products!
  • An exclusive smoke communicator and a $100 gift card with a new ADT® monitored home security system. You must call 844-703-0123 to receive this special offer through the Love My Credit Union Rewards Program.
  • Trusted protection at true savings with the TruStage® Auto & Home Insurance Program.
  • Cash back at over 1,500 online retailers with Love to Shop.

Sign up now and join the credit union members who have saved nearly $2 billion in discounts.


** Limited time offers. Activ. Fee: Up to $30/line. Credit approval req. Cash Reward Offers: Avail. for eligible credit union members & member employees with qualifying corp. id. (ongoing verification). $100 Cash Reward for new smartphone line activ. up to 3 lines. Req. activ. at point of sale. Excludes CL, MBB devices, tablets, Sprint Phone Connect, upgrs., replacements & ports made between Sprint entities or providers associated with Sprint. Limit one SWP Corp ID per Sprint acct. No add'l. discounts apply. Loyalty Reward: $50/line/yr. Cash Reward up to 3 lines when Sprint acct. remains active and in good standing each yr. Transfer Reward: Members participating in another discount program are eligible for a $50 Cash Reward for up to 3 smartphone lines transferred to Cash Reward program. Deposit: Cash Reward issued by CU Solutions Group. Sprint acct. must remain active and in good standing for 31 days to receive Cash Reward. Allow 6-8 wks. for Cash Reward to be deposited to your Credit Union acct. If the Cash Reward does not appear after 8 wks., visit lovemycreditunion.org/sprintrewards & click on "Cash Rewards Tracker". Other Terms: Offer/coverage not avail. everywhere or for all phones/networks. May not be combinable with other offers. Offer, terms, restrictions, & options subject to change & may be modified, discontinued, or terminated at any time without notice. Restrictions apply. © 2018 Sprint. All rights reserved. Sprint & the logo are trademarks of Sprint. Other marks are the property of their respective owners.