So, my dedicated readers let's take a look at my favorite Top 10 Cybersecurity Tips and let's commit to following them all year long. I have written about many of these - many times. This is because these rules to follow will protect both yourself and your organization - all year long.
1. Avoid public Wi-Fi
Because public Wi-Fi doesn’t require any authentication, anyone can access it, including cyber criminals. They can put themselves between you and the connection point. This way, they get access to the data you’re sending into the hotspot.
When using public Wi-Fi, avoid those without password protection, as they’re the least secure. If you have to use public Wi-Fi, activate a Virtual Private Network (VPN) for that extra layer of protection, as it hides your IP address and activities.
2. Beware of phishing scams
Phishing scams are often used to target holiday shoppers. Be aware of the signs of a phishing scam, such as urgent asks and unusual attachments.
Research shows that bad actors start 80-95% of cyber-attacks with phishing.
The most common phishing scam during the holiday shopping season is the shipping email scam. If you ever receive an email that appears to come from a shopping company, don’t open the attached file or link. It’s likely malware.
3. Don’t click on links in emails or answer calls from banks
In 2022, 56.5% of all emails were spam, accounting for 122.33 billion messages sent globally per day.
Cyber criminals often send out fake emails or text messages with links that lead to malicious websites. Don’t click on links if you receive an email or text message from an unknown sender.
If you receive an email that you find suspicious, whether because of the sender or the content, use your email provider’s report feature to flag the email. Do this before interacting with the contents of the email.
4. Use a credit card
When making purchases online, whether shopping or booking a flight, it’s better to use a credit card rather than a debit card.
If your credit card information is stolen as part of a data breach, you can simply cancel the card and get a new one. You will not be liable for any fraudulent charges, nor will the hacker get direct access to your account.
When signing up for a credit card, we recommend choosing one zero-liability protection, so you don’t become held responsible for any unauthorized access.
Debit cards don’t offer this same level of protection. If your debit card information is stolen, hackers could quickly empty your bank account. If they accomplish this, getting the money back into your account can be challenging.
5. Keep your software up to date
One of the best ways to protect yourself from cyber-attacks is to keep your software current. This includes your operating system, web browser, and other software you use regularly.
Updating your software can seem like a chore, but it’s vital to patch any security vulnerabilities that cyber criminals may have discovered. Attackers are constantly looking for new ways to exploit systems, and software updates will help to keep them at bay.
6. Use strong passwords
In its 2023 Data Breach Investigations Report, Verizon revealed that 81% of breaches used stolen or weak passwords.
Using strong passwords is one of the most important things you can do to protect your online accounts. Avoid using easily guessed words or phrases like “12345” or “abcdef.” Most accounts now recommend a combination of letters, numbers, and symbols to make a stronger password, so take advantage of those.
Try to use a different password for each of your online accounts so that a hack in one doesn’t affect the others.
7. Be careful what you share
Limit the personal information you share on social media and other websites, as cyber criminals can gain access to your personal information by simply looking at what you’ve shared online.
Avoid saving your card details on the Internet. Unless you are signing up for an automated payment service, entering your credit card information manually for every transaction is good practice. While it seems tedious, it helps minimize the chances of unauthorized access.
8. Shop on familiar and safe websites
Bookmark your favorite shopping sites to get there quickly and safely. As much as possible, avoid typing the name of the website in the URL bar. This will prevent you from typos that could take you to a fake site that looks identical to the real site.
9. Trust yourself and be cautious
If you question the site’s trustworthiness, move on. Take any doubt as a sign that you should not make any transactions on the site. Remember, if an offer looks too good to be true, it probably is.
10. Report Suspicious Messages
One of the best things you can do is report suspicious messages to your IT Department right away. IT can investigate (did anyone else receive the message, did anyone else interact with the message), remediate and isolate.
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