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v2.25 ML Child Term Agreement

Life Insurance for Kids: A Worthwhile Purchase?


The concept of a children's policy appeals to parents who want to cover any unexpected funeral and burial costs.  If purchasing a separate life insurance policy isn't the answer, what is?


Most experts agree that purchasing a child rider for your existing life insurance is a much better solution. A rider is an extension that you can add to the other coverages listed in your policy. Purchasing a child rider is typically cheaper and will help cover funeral costs if the unexpected happens.