DBA Digest for January 21 , 2022
Taking the “Grr” Out of Grammar -
January 26, 2022
Struggling with grammar issues in your business writing? Are co-workers always tripping over your split infinitives? Are you intimidated by gerunds? Help is on the way! Attend "Taking the Grr Out of Grammar" next Wednesday, January 26th, 9:00 a.m. to Noon. Join Linda Comerford, Comerford Consulting for this valuable on-line course via Zoom. Participants will receive practical grammar and punctuation rules. Some topics for avoiding grammar glitches include subject-verb agreement, verb tense, misplaced as well as dangling modifiers, parallel structure, sentence structure, and pronoun case. Also included are the latest rules to help participants eliminate punctuation pitfalls while mastering commas, semicolons, and colons.

Taking the “Grr” Out of Grammar -
January 26, 2022 – 9:00 am – 12:00 pm

Click on the link below for full details!
DEADLINE Jan. 28 Bank of America Student Leaders®: Be the Generation to Serve, Inspire and Change the World - Apply Today!
Through Student Leaders®, Bank of America recognizes high school students who lead and serve in their own communities and beyond. We connect Student Leaders to tools and resources to help make communities better.

Student Leaders will:
  • Work as a paid intern at a local nonprofit for eight weeks
  • Attend the week-long Student Leaders Summit in Washington, D.C.*
  • Develop leadership and career skills
Connect with like-minded students from your own community and across the country

Current Juniors and Seniors: Apply from November 1, 2021, through January 28, 2022
Fulton Financial Announces
4th Quarter and 2021 Results
Fulton Financial Corporation reported net income available to common shareholders of $59.3 million, or $0.37 per diluted share, for the fourth quarter of 2021 and $265.2 million, or $1.62 per diluted share, for the year ended December 31, 2021.

"2021 was a very good year for Fulton — a result of our continued successful execution of our relationship banking strategy," said E. Philip Wenger, Chairman and CEO of Fulton Financial Corporation. "Despite a difficult operating environment, the Fulton team did an outstanding job in helping our customers through some very challenging times. Our employees served as trusted financial advisors and delivered a wide variety of financial products and services. These activities, coupled with our success in keeping credit costs down and maintaining expenses, translated into record earnings per share for 2021. We are encouraged by many of the core business trends we saw during the year, particularly in the second half of 2021, and believe we are well-positioned to continue to advance our strategic priorities and deliver shareholder value in 2022."
Now Available for Credit!
DBA Regulatory Compliance School On-Demand
On-Demand Sessions for the 2021 DBA Regulatory Compliance School are now available! Compliance professionals can get all the updates needed to face the latest regulatory challenges. The agenda is filled with the most up-to-date regulatory information on Lending, Deposits, BSA/AML, available for viewing on your schedule. $999 for DBA members ($1499 for non-DBA-members).

Presenting Sponsor: Troutman Pepper
Northern Trust: Join Us on January 25 for Exclusive Insights from Our Experts
Northern Trust invites you to join their quarterly discussion on the latest market and economic developments – and what they mean for investors, your portfolio and our outlook. January 25, 2022 at 11 a.m. ET.

Jenifer Jurden is a Cartoonist from Wilmington who has graciously provided her Planet Jurdy cartoons for the DBA Digest. Jurdy® is her other-worldly "Hero of Happyness" whose cartoons bring levity to humans worldwide.
Gordon, Fournaris & Mammarella Welcomes Three New Associates
Gordon, Fournaris & Mammarella, P.A. is pleased to announce the hiring of three new associate attorneys; (above l. to r.) David T. White, Madeline Silverman, and Geoffrey A. Boylston. David, Madeline and Geoffrey were admitted to the Delaware Bar on January 19, 2022. All three new attorneys received their Juris Doctor from Widener University Delaware Law School. Congratulations, David, Madeline and Geoffrey, and welcome to the GF&M team!
21 Richards, Layton & Finger Lawyers Admitted to the Delaware Bar
Richards, Layton & Finger is pleased to announce that 21 associates of the firm have been admitted to the Delaware bar. The lawyers were admitted to practice in the State of Delaware by the Delaware Supreme Court in a ceremony today. Several more Richards Layton associates will be admitted to the bar later this year.

“Today marks the culmination of years of hard work and dedication, and we congratulate these talented young lawyers on their outstanding achievement,” said Doneene Damon, president of Richards Layton. “I’m proud to welcome them to the Delaware bar, and look forward to the valuable contributions I know they’ll make to our firm, our clients, and our community.”

Read the full listing of associates and their practice areas via the link below.
Belfint, Lyons & Shuman, P.A. Celebrates
Manager Promotion and CPA Achievement
Belfint, Lyons & Shuman, P.A. (BLS), a certified public accounting and consulting firm with offices in Delaware and Pennsylvania, celebrates the following promotion and CPA designation achievement.
Bryce L. Schelhaas, CPA has been promoted to Manager in the firm’s Tax & Small Business Department. Rachel Mulderrig has earned the Certified Public Accountant (CPA) designation.
Cinnaire Announces Key Appointments to Lending and Underwriting Teams
Cinnaire ushered in the new year by announcing appointments to its Lending and Underwriting teams. These industry leaders will support the organization’s growth as both a community development lender and equity investor funding affordable housing developments.

Sabrina Iga has joined Cinnaire as Senior Vice President, Finance, in the organization's Wilmington, DE, office. She will play a key role developing and implementing the financial and funding strategy for Cinnaire’s lending business, managing investor and loan participant relationships, and identifying new investors in target markets. Intent on helping communities overcome systemic failures, Sabrina has dedicated her career to working for a wide range of mission-driven organizations. Most recently, she served as Treasury Manager with Enterprise Community Loan Fund, creating and maintaining strategic relationships with investors to help developers create affordable homes and community facilities. 
Elaine Magil recently joined Cinnaire’s Wilmington team as Senior Vice President of Underwriting (Equity) to lead its Equity Underwriting. Elaine joined Cinnaire from Tax Credit Asset Management (TCAM), where she helped to build and lead the firm’s Advisory and Transactions practice area. At Cinnaire, she will provide underwriting reviews on prospective projects across the nine-state footprint and will focus on building organizational infrastructure to support the company’s ongoing growth. Elaine serves on the Board of Directors for Action Housing Inc. and the Steering Committee for Women in Housing and Finance of Pennsylvania. 
Larry Chan has joined Cinnaire's Wilmington team as an Equity Underwriter, supporting Cinnaire’s LIHTC investing across its nine-state footprint. Larry adds to Cinnaire’s staff based in Pittsburgh and comes to Cinnaire having most recently managed community development lending and investing for BNY Mellon’s community development lending and investing efforts in the Pittsburgh market. Prior to his role at BNY Mellon, he held various positions in affordable housing, local government, and community development over the prior 10 years.

First Amendment Challenge to Restriction on Public Access to Electronic Court Records Advances
Ruling on several motions to dismiss on January 14, the U.S. District Court for the Eastern District of Virginia denied an effort to dismiss Courthouse News Service’s (CNS) First Amendment challenge to Virginia’s restrictions on public access to electronic court records. This clears the way for the lawsuit to proceed on the merits. Although this case specifically involves access to civil case court records filed in Virginia state courts of record, the broader underlying issue of public and commercial access to electronic court records is a significant issue, particularly for members of the consumer reporting industry who rely on remote access systems to prepare up-to-date and complete reports.
Sign Up Now! Two On-Line Courses:
Fundamentals of Commercial Banking; and,
Analyzing Repayment Sources!
The Delaware Bankers Association & Delaware Financial Education Alliance has partnered with Andy Keusal with Keusal Learning LLC to offer two new online Breaking into Banking videos:

  • Breaking into Banking 101: Fundamentals of Commercial Banking - ten learning modules, over 5 hours in total content

  • Breaking into Banking 201: Analyzing Repayment Sources - nine modules covers topics including how to analyze income statements, balance sheets, collateral, and risk rating.

Each module includes a video lesson and a multiple-choice self-check. Many of the lessons include exercises/case studies for learners to work through that are related to a sample company outlined in the course’s Reference Guide.

Get the full details, including an introductory video at the link below.
We want to hear from you! Please send your news items to
Greg Koseluk at greg.koseluk@debankers.com