DBA Digest for September 24 , 2021
New Seminar: Emotional Intelligence
October 5th - 9 a.m. to 12 p.m.
Interest in Emotional Intelligence (EQ) is growing. How many people have you met who seem to be brilliant IQ-wise but maybe don’t have EQ people skills to reach their full potential? This unique EQ-i version contains 15 emotional skills—including Decision Making and Stress Management—that can help or hinder success in the business world. EQ-i blends training and coaching strategies to help you and your colleagues analyze how often they use the skills, determine their impact on others, and balance their usage for increased professional and personal well-being. This program includes the option to provide each participant with a scientifically-validated assessment accompanied by a comprehensive, confidential report on all 15 skills, a truly customized EQ-i approach.

Join Linda Comerford, Comerford Consulting for this rewarding on-line course via Zoom, October 5th: 9:00 a.m. to 12:00 p.m.  Just $99 per person!
Delaware Bankers Association Unveils BankTalentHQ – Talent Gathers Here!
Post Your Bank’s Jobs for 50% thru Sept. 30th

BankTalentHQ is designed as a talent management resource for the financial industry and is brought to you by the Delaware Bankers Association, in partnership with other state banking associations across the country. BankTalentHQ is the premier talent management site for financial industry careers.
For a limited time, DBA Members and Associate Members receive discounted postings. Use coupon code LAUNCHDE at checkout to receive 50% off a 30-day job posting. This code can be used an unlimited number of times until September 30, 2021. To get started, please click on the link below...
FTC Webinar: Fighting Consumer Fraud and Identity Theft in Delaware - September 30th
You're invited to a free, one-hour webinar: Fighting Consumer Fraud and Identity Theft in Delaware on September 30 at 2:00 PM ET. Speakers will include staff from the Federal Trade Commission, Consumer Protection Unit at the Delaware Department of Justice, Legal Services Corporation of Delaware, Inc., and Better Business Bureau Serving Delaware. 

Agenda Items Include:
  • Delaware Fraud and Identity Theft Reports
  • The Latest Scams and How to Avoid Them
  • Identity Theft, Credit Freezes, and Data Breaches
  • Free Resources to Help Your Community

To Join the Webinar on September 30 @ 2:00 PM ET
  • Webinar URL: https://ftc.zoomgov.com/j/1601787062
  • Webinar ID: 160 178 7062
  • Passcode: U@df*5
  • By phone: (for higher quality, dial a number based on your current location): +1 669 254 5252 or +1 646 828 7666 or +1 551 285 1373 or +1 669 216 1590 or 833 568 8864 (Toll Free)
  • Phone passcode: 465231
DBA partners with the Federal Reserve on the 2021 Small Business Credit Survey for Delaware small businesses with less than 500 employees.
Completing the survey increases policymakers’ understanding of small business conditions at both the national and state levels. It is important for policymakers to understand what small business conditions are like in Delaware to make decisions and legislation related to the small business sector.

The survey closes on November 19, 2021. Take the 10-minute survey at the link below.
2021 Delaware Trust Conference October 19 & 20!
In Person - Live Streaming - On-Demand!
Wealth Management Professionals get ready for the most convenient conference experience! Attend the 2021 Delaware Trust Conference in person at the Chase Center on the Riverfront, or via live stream on your computer, tablet, or phone. And all sessions will also be available for on-demand viewing after the conference! Earn up to 18.0 CLE Credits, Including 2.0 Ethics Credits! All the sessions feature the stellar line-up of the nation’s top trust, legal, and wealth management experts for which the Delaware Trust Conference is known. The All-Access Pass is only $995 for DBA Members!

Follow the link below for agenda and registration information!
Fulton Financial Corporation Declares Quarterly Common and Preferred Dividends
The Board of Directors of Fulton Financial Corporation has declared a quarterly cash dividend of fourteen cents per share on its common stock, payable on October 15, 2021, to shareholders of record as of October 1, 2021. The Board of Directors also declared a quarterly dividend of $12.81 per share (equivalent to $0.32025 per depositary share) on its Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A, payable on October 15, 2021, to holders of record of the preferred stock as of September 30, 2021, for the period from and including July 15, 2021 to, but excluding, October 15, 2021.
Fulton Financial Corporation Names Anthony L. Cossetti as EVP, Chief Accounting Officer and Controller
Fulton Financial Corporation announced that industry veteran Anthony L. Cossetti has joined the company as Executive Vice President, Chief Accounting Officer and Controller. Cossetti will be responsible for overseeing the company’s SEC reporting, bank regulatory reporting and all operational accounting functions. Cossetti has more than 27 years of financial and accounting experience, including more than 18 years of experience in the banking industry. He joins Fulton from Title Alliance Ltd., a title insurance company based in Media, PA, where he served as Director of Finance. He had formerly served as Senior Vice President, Corporate Treasurer for Beneficial Bancorp Inc. in Philadelphia, and has also held senior finance roles at Unity Bancorp Inc., Clinton, NJ; Sovereign Bank, Wyomissing, PA; and MBNA America, N.A., Wilmington, DE.
Taking the "Grrr" Out of Grammar: October 27th
Surveys show that 80% of those in the business world tend to say, “Grr!” a lot when editing a document. Participants will enjoy working with practical grammar and punctuation rules that help them do so more quickly and easily. Some topics for avoiding grammar glitches include subject-verb agreement, verb tense, misplaced as well as dangling modifiers, parallel structure, sentence structure, and pronoun case. Also included are the latest rules to help participants eliminate punctuation pitfalls while mastering commas, semicolons, and colons. Then, others won’t be likely to say, “Grr!” about the written or edited documents they receive.

Join Linda Comerford, Comerford Consulting for this valuable on-line course via Zoom, October 27th: 9:00 a.m. to 12:00 p.m.  Just $99 per person!

New! Ask the Fed® Series- A Conversation on Service Provider Partnerships
Please join us for a special series titled “A Conversation on Service Provider Partnerships.”

A Conversation on Service Provider Partnerships - Session One will be held Monday, September 27, at 3:00 p.m. ET. - This 90 minute session will feature opening remarks from Federal Reserve Governor Michelle Bowman followed by a panel of community bankers who will discuss their perspectives on strategic innovation, pathways to effective partnerships with third parties, key risks, and regulatory considerations for such partnerships.

A Conversation on Service Provider Partnerships - Session Two will be held Tuesday, October 5, at 2:30 p.m. ET. - This 90 minute session will feature opening remarks by Atlanta Fed First Vice President and Chief Operating Officer Andre Anderson followed by a panel of technology and fintech service providers. The panel will discuss how they partner with community banks to foster innovation and how service providers support community banks in their drive to innovate, grow, improve efficiencies and better meet community needs.

Registration is open now at www.askthefed.org.
Mid-Atlantic CEO Forum - November 7-9
The Mid-Atlantic CEO Forum, an Event for Bank CEOs and Senior Leadership, will bring together bankers and industry partners for sessions with nationally recognized speakers providing relevant and timely content geared specifically to bank CEOs and other senior leaders. The Forum will be held November 7th through 9th at the Renaissance Baltimore Harborplace Hotel. Follow the link below for full agenda and registration information.
Jenifer Jurden is a Cartoonist from Wilmington who has graciously provided her Planet Jurdy cartoons for the DBA Digest. Jurdy® is her other-worldly "Hero of Happyness" whose cartoons bring levity to humans worldwide.
McCollom D’Emilio Smith Uebler Attorneys Featured in Trusts & Estates Journal 
McCollom D’Emilio Smith Uebler LLC partner Matthew P. D’Emilio and associate Tara S.Hersh co-authored an article cautioning the use of nonjudicial settlement agreements to resolve trust matters without first examining the material purpose of the trust. 
The article, which is available in the September 2021 issue of Trusts & Estates, provides historical context to modern nonjudicial settlement statutes, examines the materiality of several common trust provisions, and discusses the potential consequences of invalid nonjudicial settlement agreements. 
Morris James Partnership and Gift to Delaware State University Supports Firm Diversity Efforts and Student Success in Law Studies Bachelor of Arts Program
Morris James is proud to announce that it is celebrating its 90th year anniversary. To commemorate the milestone, Morris James has chosen to partner with the Delaware State University's (DSU) Law Studies, Bachelor of Arts program, by gifting $10,000 to underwrite Law School Admission Test (LSAT) fees and prep course tuition. Along with this monetary gift, Morris James will offer mentorship and social engagement opportunities to DSU Law Studies students throughout their collegiate career. 

“I often think about the small collection of attorneys and professionals whose collective vision and fortitude expanded a law firm from its infancy to the 90-year milestone that we are celebrating today,” said Keith Donovan, Managing Partner of Morris James LLP.
Troutman Pepper Insights: Movement on All Sides Toward Broader Data Privacy and Security Oversight by FTC
Earlier this month, we reported on two Senate privacy bills reintroduced from last year’s legislative session. These reintroductions are part of a broader wave of federal privacy bills, none of which are making meaningful progress toward becoming law. While the prospect of a comprehensive federal privacy law in the near term remains unlikely, a recent appropriation proposal and the nomination of longtime privacy advocate Alvaro Bedoya indicate that Democrats are attempting to empower the Federal Trade Commission (FTC) by providing the resources and leadership necessary for more aggressive data privacy and information security enforcement.
Ballard Spahr Webinar:
Enforcement Action Developments and Trends at the “New” CFPB - Sept. 27th
Although the Senate has not yet confirmed Rohit Chopra as the new Director of the Consumer Financial Protection Bureau (CFPB), Acting Director Uejio has not wasted any time in revitalizing enforcement initiatives. During a relatively short period of time, the CFPB enforcement activity seems to have made a 180 degree turn away from the laissez-faire Trump/Kraninger era and now looks a lot like what was experienced during the Obama/Cordray era. During this webcast, we will take a very close look at this metamorphosis, describe the changes that have already taken place, and the products and practices that are currently being scrutinized.

Attend this Ballard Spahr Webinar, Monday, September 27, 2021, 12:00 - 1:00 PM ET
Sign Up Now! Two On-Line Courses:
Fundamentals of Commercial Banking; and,
Analyzing Repayment Sources!
The Delaware Bankers Association & Delaware Financial Education Alliance has partnered with Andy Keusal with Keusal Learning LLC to offer two new online Breaking into Banking videos:

  • Breaking into Banking 101: Fundamentals of Commercial Banking - ten learning modules, over 5 hours in total content

  • Breaking into Banking 201: Analyzing Repayment Sources - nine modules covers topics including how to analyze income statements, balance sheets, collateral, and risk rating.

Each module includes a video lesson and a multiple-choice self-check. Many of the lessons include exercises/case studies for learners to work through that are related to a sample company outlined in the course’s Reference Guide.

Get the full details, including an introductory video at the link below.
We want to hear from you! Please send your news items to
Greg Koseluk at [email protected]