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WorkersDisability Income Insurance News 

1 Person in 8 Become Disabled

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If you are like most people, everything you have or hope to have for yourself and your family requires that you continue to earn an income. Income is the foundation that supports your expenses, your lifestyle and your future plans.

 
If income is interrupted because of an accident or sickness, it may be difficult or impossible to provide basic family needs. Short-range commitments and long-term plans may have to be delayed or even cancelled...and additional expenses are incurred because you have become an income consumer instead of an income producer.

 

Unfortunately the chance of a disabling accident or sickness interrupting your ability to continue earning an income is a distinct possibility.
  

Consider the chance of disability. Out of 1,000 people, the number who may be disabled for at least 90 days before age 65 is:*

 

At Age
25
30
35
40
45
50
55

Number Disabled
403
385
365
340
305
262
205

Probability of Disability
2 out of 5
3 out of 8
3 out of 8
1 out of 3
3 out of 10
1 out of 4
1 out of 5

 

 *1985 Commissioner's Individual Disability Table A

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No one can predict if or when a disability or illness may occur; what we can do is cushion ourselves and our family from the financial consequences.  We encourage our agents to explain the benefits of disability coverage and walk your clients through the details so they are well-prepared for the unexpected.

 

We have DI specialists who would be pleased to help you find the best solution for your Disability Income needs.  Let us help you profit from their experience
 
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Rochester, New Hampshire 03867
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