Common Employer Discount
The Common Employer Discount offers a discount when three or more individual DI applications are written with a common employer within a 12 month period. Employer sponsorship is not required to take advantage of this discount.
*Premium savings of 15% applied to all policies after the third application is issued
*Allows you to work the small business market without employer approval
*Helps you build your referral base
*Subsequent applications with the same common employer will receive discount at issue
The Life/DI Discount is available at issue to client's who apply for an individual Disability Income policy within 90 days of the application date of a placed United of Omaha Universal Life or Term Life policy.
*Premium savings of 10% on an individual DI policy
*Helps agents grow and diversify their business
*Provides a great follow-up conversation starter with an existing life client
*Creates a financial motivation for clients to purchase DI within a set timeframe
The Agent/Producer Statement has been updated in the application packets to include the new discounts and allow for simple and easy utilization of the programs. Discounts will apply to all applications received on or after November 1, 2012.