2026 Contribution Limits

The Internal Revenue Service (IRS) recently announced increases to employee annual contribution limits for 2026. Each year, the IRS sets limits on the amount of wages that employees can contribute. These limits are tied to inflation statistics, which are recalculated each fall for the following calendar year. Learn more about the IRS announcement regarding contribution limits for next year so you can provide them to your staff.

Remember that each employee's combined contributions to pre-tax and Roth accounts must not exceed their one annual limit amount.



End of year pay dates

Will your organization have a pay date on or within a few days of December 31, 2025? As we approach the end of the year, please review your bill, and notify our Finance department if contributions related to bills posted after December 16 will be reported on employee W-2s in a year other than the pay date year. Please also notify us if you are changing your pay dates and indicate to which year these contributions relate. Ohio DC needs to ensure that contributions are posted in the same year that they are reported on W-2s.

It is also important that your employees' contributions will not exceed the annual limits. Email us at Finance@ohiodc.org if the payroll date on your bill, near year-end, needs to be corrected in our records. When contacting us, please include your employer's name and employer number in the email.

ACH Payment Option

Ohio DC supports ACH payments accompanied by an email notification. We strongly encourage all employers to submit their ACH payments through the Ohio Business Gateway. For assistance setting up your organization's ACH payment option, please contact us at Finance@ohiodc.org.

Employer Webinar

The goal for this employer-only webinar is to support you with helping your employees prepare for retirement. We will provide you with information to explain why general financial wellness and retirement savings are important not only to your employees, but to you as an employer.

Join us on Tuesday, December 9 at 9 a.m. for our one-hour employer-only webinar. This is an online event, please register ahead of time!

Ohio DC Participant Webinars

Ohio DC offers webinars on a variety of topics. Please share this link with your employees, so they can register for any upcoming webinar of interest. October webinar topics include:

• Ask Ohio DC: December 3 & 17
• Managing the Taxes on Your Retirement: December 10

If employees can't join one of the live webinars, they are recorded, so your employees can watch them later at their convenience.

Step into your financial future by exploring the Ohio DC FutureFit Financial Fair

The Ohio DC FutureFit Virtual Financial Fair is designed to help you build confidence, gain clarity, and move toward a more secure retirement. Train at your own pace in a dynamic, interactive environment that supports your financial wellness.

Ohio DC built this virtual experience to support you. It is simple to use, engaging, and focused entirely on helping you take meaningful steps toward retirement readiness.