Important News for Our Clients
December Insights

Hello



“The time to repair the roof is when the sun is shining.” 
John F. Kennedy

2019 has been a good year, despite a consistent stream of negative headlines and naysayers. If you’ve spent any time reading or listening to market commentary lately, you’ve likely heard analysts and so-called experts offering their predictions for what 2020 will bring. Of course, they, like the rest of us, cannot predict the future. What we do know is that planning for the unexpected is the best way to prepare for whatever the future may hold.

As we ring in the new year and a new decade, now is the time to plan for 2020 to be your best year yet. It’s not just about the plan itself, but the work of planning—the dreaming, preparation, launching and progress—that makes all the difference.

We selected the following articles to help kick-start your planning for 2020 and beyond. Our first piece is a useful guide for selecting and vetting a nonprofit that aligns with your interests and financial goals. Did you know that there are currently 2.7 million nonprofits in the U.S. looking for donors and volunteers? This article will help narrow down your options in a strategic and meaningful way. Next is a piece that can help you decide whether you could benefit from having a tax advisor. Tax professionals often work together with your financial advisor, and you’ll want to implement their advice as soon as possible. The final article examines a group of people over 65 who are starting new careers and challenging the traditional idea of retirement. Read for an engaging reminder that you can plan for any sort of future you desire.

If you would like to discuss the issues in the letter, want more information on the current state of the market or have any other questions, please reach out.
 

Best,
 
Maureen
Articles of Interest 



Charitable donations are a wonderful way to reduce tax liability while making a positive impact. Yet many families wait until the end of the year to find the perfect nonprofit to support, without truly knowing how their money will be used. This article offers a step-by-step guide to selecting and vetting a nonprofit.


 
There is an abundance of information on planning for retirement. But what if retirement is the last thing on your mind? This article showcases how people over 65 are launching new careers and living out their dreams. It’s the perfect reminder that you need to plan for your version of the future—not someone else’s idea of it.

Third-party websites are not created or endorsed by Capital Investment Management, Inc. They are maintained by an unaffiliated third party. Outside third party material may not be regulated under the same standards as Registered Investment Advisors. Capital Investment Management, Inc. makes no representation as to the completeness or accuracy of the information provided, and disclaims any responsibility for or endorsement of, the recommendations made at or content included on the websites referenced herein.
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