December Market Perspective
This month we would like to share an article written by Commonwealth Financial Network’s chief investment officer, Brad McMillan, CFA, CAIA, MAI, which captures the mirid of economic and medical issues facing the investment markets at the end of 2021. In January we will present an in-depth outlook for the U.S. economy, stock, and bond markets for 2022.

Health and Wellness for Our Clients
Intermittent Fasting: A Tool for Health, Weight Loss, and Preventing Holiday Weight Gain
Melissa Martin, Certified Intuitive Eating Counselor, Certified Pilates Instructor
I recently met with my naturopathic doctor who advised me to start intermittent fasting as a tool to improve my health based on my most recent lab work. My numbers were all off despite doing all the right things for health otherwise. Due to some health issues I was having, I needed to balance my cholesterol, insulin levels, and hormones. The conventional model would say to put me on various types of medications that would artificially do this for me but wouldn’t treat the root cause to ultimately overcome these issues.

Physical Therapy and Financial Planning, Part 2: The Treatment Plan
Ryan Hastie, PT, DPT, CSCS and Bill Hastie, MBA, CIMA®
In the first part of this 2-part series published last month, we presented how the initial patient evaluation in physical therapy is very much like the discovery process in financial planning. Both involve an in-depth examination of the patient/client necessary before a determination can be made as to how best address their needs. In this the second part, we will present how the treatment plan addresses the physical needs of the patient in the same way a financial plan maps out the how the client can achieve their goals.

P: 831-422-4910 | Address: 307 Main Street, Suite 300, Salinas, CA 93901
The financial professionals of Hastie Financial Group are Registered Representatives and Investment Adviser Representatives with/ and offer securities and advisory services through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. Financial planning services offered through Hastie Financial Group are separate and unrelated to Commonwealth.