Our December newsletter is packed with updates and valuable insights to help you wrap up the year and prepare for 2026. We’re celebrating the holiday season with our team and sharing important reminders to ensure you start the new year off right. This issue covers key IRS changes, including the discontinuation of paper checks, and offers guidance on how employees can claim the new 2025 tip and overtime credit. We’ve also included a helpful video on bonus depreciation to support your year-end planning.

It’s a quick read with powerful takeaways—don’t miss it!

What are You Looking Forward to in 2026?

Charles Tzinberg

My primary goals are to be happy and healthy—and I wish the same for my family, friends, and clients! I’ll continue doing my best to help our clients succeed. I also plan to participate in more high-speed track events, with the goal of maintaining my 100% safety record while improving my lap times. One new goal: I hope to earn my pilot’s license. I want to add another dimension to my experiences with cars and explore destinations yet to be determined!

Leslie Gvillo

I’m looking forward to new experiences and fresh challenges and what they’ll teach me along the way.

Kristine Overacker

I'm looking forward to a year filled with softball tournaments, horseback riding, and new adventures!

Brittney Kerster

My main goal is to work on my accounting degree, sell my house and move, and continue growing in my work while exploring my creative side.

I am looking forward to a year of health, happiness, and new milestones—both personally and professionally—including celebrating my oldest daughter’s high school graduation.

Christi Geggus

Brooke's Senior Picture

Santa, Saddles, and a Whole Lot of Sparkle

On December 13th, Kristine and her horse, Sioux, joined in the festivities of a neighborhood horse show and holiday parade. Kristine, along with two neighbors, helped organize the community-wide event, which drew nearly 200 spectators.

The day kicked off with a cheerful holiday parade, where handlers dressed their ponies and donkeys in their most festive attire to sleigh the arena. After the parade, Santa made a special appearance while riders had the chance to showcase their skills with obstacle course and dressage tests.

It was a joyful day filled with laughter, holiday spirit, and strong community connections—a perfect way to celebrate the season.

Thanksgiving in the Florida Sun

This year, Christi’s family celebrated Thanksgiving a little differently—by soaking up the Florida sunshine and enjoying a well-earned break from Midwestern weather. With toes in the sand and not a snowflake in sight, they embraced a slower pace, traded turkey for tropical views, and made lasting memories together.

The beach offered the perfect backdrop for rest, reconnection, and reflection on everything they’re thankful for. From sunrise walks to sandcastle sessions, it was a holiday well spent—and a beautiful reminder that sometimes, the best traditions are the ones you make along the way.

Video: Bonus Depreciation Restored to 100%

IRS Ends Paper Refund Checks

On September 30, 2025, the IRS officially ended the use of paper checks for most refunds and payments. This change is part of the federal government's initiative under Executive Order 14247...

Tax Ramifications for

Scam Victims

Navigating the tax implications of scams and theft losses can be complex, especially considering legislative changes that generally limit casualty and theft losses to those associated with a disaster. However, if you've fallen victim to a scam, there is still an important tax avenue available for you. Read More

IRS Confirms 2025 Tax Deduction for

Tips and Overtime

The IRS has finally issued guidance for tax year 2025 on how employees may claim temporary deductions for both tips and qualified overtime compensation. Read More

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New Year Reminders

W-2's will be mailed to your business or employees in January. Please be sure to update any employee mailing addresses before January 1st.

Click the link below to print the 2026 employment postings.

2026 Minimum Wage Changes

Minimum wage is increasing in Missouri and several other states starting January 2026. See the full list here.

2026 Retirement Plan Limits

Retirement plan limits have been released for 2026. Important catch-up information for those over 50.

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Disclaimer: Tzinberg & Associates provides this communication for general guidance only. It does not constitute tax advice, accounting services, investment advice, or professional consulting. Consult a professional adviser before making decisions or acting, as the information is provided "as is" without any warranties regarding its completeness, accuracy, or timeliness.

Video: Bonus Depreciation Restored to 100%

IRS Ends Paper Refund Checks

IRS Confirms 2025 Tax Deduction for

﻿Tips and Overtime

New Year Reminders

Tips and Overtime