Did you know you can use a Home Equity Loan for almost ANYTHING?

August 2022 QuickNote

Mortgage Loans

Loan Application

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What is a Home Equity Loan?

A Home Equity loan allows you to borrow against the equity in your home. The loan amount is based on the difference between the home’s current assessed market value and any liens, such as the amount you owe on your mortgage. Home Equity Loans are often referred to as a Second Mortgage.

What can a Home Equity Loan be used for?

The money you receive from a home equity loan can be used for almost anything!

Home improvements
Debt consolidation
Wedding expenses
Vacation
Almost anything!

What are the benefits of a Home Equity Loan?

Low closing costs
Fixed interest rate
Interest paid on the loan is generally tax-deductible*
No penalty for early payoff
Borrow up to 90% of the equity you have in your home ($10,000 minimum)
Generally offered at a much better interest rate when compared to a personal loan, credit cards, and other unsecured loans.

Apply Securely Online

*Be sure to check with your tax professional. Home Equity Loans are only available from homes located in Iowa. Federally insured by the NCUA. Equal Housing Opportunity.

RECREATIONAL LOANS

NO PAYMENTS FOR 3 MONTHS

on 2020 - 2022 qualifying loans!

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*All loan financing is based upon credit qualifications. Offer applicable to new money only. Other restrictions may apply. Please see credit union for full details and disclosure. Offer subject to end without notice. Equal Housing Opportunity. Federally Insured by the NCUA.

Member Appreciation Event

Please join us for the last POP-IN Member Appreciation event of the summer on Friday, August 26th, from 2 pm – 4 pm.

Sarah Buehler and Gabe Rohwedder of Securian will serve treats and answer your financial questions. We look forward to seeing you!

Pay for Back to School with a QOCU Credit Card

Use your Quaker Oats Credit Card to pay for ALL those back-to-school expenses and take advantage of these benefits:

NO annual fee.
NO balance transfer fee*.
NO charge for a cash advance.
Fixed interest rate as low as 10.99% APR*.
25-day interest-free grace period on purchases.
Payments are only 4% of your balance each month or a minimum of $10.00 per month.

Need a Quaker Oats Credit Card? Apply online today!

Apply Online

*Annual Percentage Rate. Credit Card offered with approved credit. Not all members will qualify.. No balance transfer fee when doing a cash advance using a Quaker Oats Credit Union Mastercard.

Back to College Tips

Student Credit Card - Apply for a no-annual-fee QOCU MasterCard and start building your college student's credit.

Shared Branch - We have shared branch locations in all 50 states with over 5,600+ locations to make deposits, withdraw funds, make loan payments, or transfer funds, just as if you were at the credit union. Find the closest shared branch near you.

Money Transfer - Send money using this feature within Online Banking.

Notify Us - Please notify the credit union if you or a family member will be going away to college. This will prevent any interruption of service and we won't be alarmed when we see out-of-area debit and/or credit card transactions.