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6pm, February 1st, 2012  


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Our Blog Posts
Arizonaheat Chat - Post By Highhopes PTR Forum
Financial Acronyms - Post By Priscilla 3S's Intel
BWM Chat - Post By Laurelei 3S's Intel
Soonerfan Chat - Post By Shybaby PTR Forum
Bondlady's Chat 2/1/2012 Auctions-Big Screens-Security-Holiday (Miskebam post)
Wedn. 1pm (ET) PTR Audio Player, Recording Link, Replay #'s & Call Notes - Post By Brunettegranny PT
Have a Plan and Plan to Act
Stev1/Ray Chat - Post By DOUBLE B Dinar Updates
Arizonaheat 3S's Intel Post By AndieZ1
A J's Intel - Post By A J Anderson OOM Forum
Jonnywg Update 3S's Intel - Post By AndieZ1
Bookings Update 3S's Intel Post By MRP
The IQD Team Jan 31, 2012 Highlights/Summary & Replay of CC
Blaino "Rate Stuff" from Tuesday emailed to Dinar Recaps
Arizonaheat & MRP - Post By Highhopes PTR Forum
The below posts were in our 10am email
Three Cloud Theory & Dinar Investment - Post By MRP 3S's Intel
Poppy3 Chat - Post By Mona Lisa Dinar Updates
Jonnywg 3S's Intel Chat - Post By MRP
Bulldog75 Q and A Post By Lexie OOM Forum
Kaperoni Chat @ 9pm CST DinarAlert Chat Room - "The CBI's Dilemma"
Comments may be made on this subject and will be posted upon approval - Your participation in sharing your thoughts are welcomed and will be enjoyed by many  - Thank You

Some persons are exaggerators by temperament -- They do not mean untruth, but their feelings are strong, and their imaginations vivid, so that their statements are largely discounted by those of calm judgment and cooler temperament  -- They do not realize that "we always weaken what we exaggerate"  Tryon Edwards

Exaggeration is a blood relation to falsehood, and nearly as blameable -- H Ballou

Exaggeration as to rhetoric, is using a vast force to lift a feather; as to morals and character, it is using falsehood to lift one's self out of the confidence of his fellowmen -- Paget

There are some persons who would not for their lives tell a direct and willful lie, but who so exaggerate that it seems as if for their lives they could not tell the exact truth -- Paget

Never speak by superlatives; for in so doing you will be likely to would either truth or prudence -- Exaggeration is neither thoughtful, wise, nor safe -- It is a proof of the weakness of the understanding, or the want of discernment of him that utters it, so that even when he speaks the truth, he soon finds it is received with partial, or even utter unbelief -- Hume

Read More

Arizonaheat Chat - Post By Highhopes PTR Forum
Posted Wednesday, 04:57 PM 

[Arizonaheat] Dear 3S room Again today we are still trying to get a grip on where we are in terms of the RV coming to fruition. 

One thing for sure is that we are working very hard to talk too just about everyone we can think of to get the best possible solution to our dilemma. One thing I have seen and been a part of. Is some Intel, good or bad. 

Never seems to pan out. Now, with that being said. I want to correct that. The Intel we get does pan out. Just not the way we want it to. 

And the way we want it to is to see a rate we can cash out with. I have stated before that some Intel can't be looked at too seriously. 

I know that probably irks some Intel providers. But hey this is my post. One thing for certain, we don't have an adequate RV; yes the Dinar went from 1170 to 1166. But that's nothing. Or is it? 
Read More

Financial Acronyms - Post By Priscilla 3S's Intel
Basel III an international agreement
BCA Business Current Account
BCBS Basel Committee on Banking Supervision
BIS Bank for International Settlements
bp basis point (1bp = 0.01%)
CBI Confederation of British Industry
CBI Central Bank of Iraq
CC Competition Commission
CCB Capital Conservation Buffer
CCP Central Counterparty
CDS Credit Default Swap
CET1 Common Equity Tier 1
CRD IV Capital Requirements Directive IV
EC European Commission
EEA European Economic Area
EL Expected Loss
EU European Union
FCA Financial Conduct Authority
FDIC Federal Deposit Insurance Corporation
FPC Financial Policy Committee
FSA Financial Services Authority
FSB Financial Stability Board
FSCS Financial Services Compensation Scheme
GDP Gross Domestic Product
G-SIB Global Systemically Important Bank 
HBOS Halifax Bank of Scotland
HHI Herfindahl-Hirschman Index
ICB Independent Commission on Banking (England)
IFRS International Financial Reporting Standards
IMF International Monetary Fund
IPO Initial Public Offering
IRB Internal Ratings-Based
LBG Lloyds Banking Group
LDR Loan-to-Deposit Ratio
LGD Loss Given Default
LTV Loan-to-Value
OFT Office of Fair Trading
PCA Personal Current Account
pp percentage point
PPI Payment Protection Insurance
PRA Prudential Regulation Authority
RBS Royal Bank of Scotland
RRP Recovery and Resolution Plan
RWA Risk-Weighted Asset
SIB Systemically Important Bank
SIFI Systemically Important Financial Institution
SME Small and Medium-Sized Enterprise
SRR Special Resolution Regime
SVR Standard Variable Rate
TSC Treasury Select Committee
UST US Treasury Dept 

BWM Chat - Post By Laurelei 3S's Intel


[BWM] the information coming out today just seems to continue to confirm that things are here at the end... 

SO much has been said about announcements, banks, timing and such and quite honestly, we are wondering where the RV is at. Which can only lead me to the conclusions A) we of course are not supposed to know and there is genuinely more to this than just Iraq as has been spoken. 

With that said, I know the "everyday" thing has gotten old and I only speak to timing that I believe it's possible to happen within... so between now and Friday is another great opportunity based on no negative statements from contacts. we wait, and we watch everywhere to see what happens.

[3:18:47 PM][BWM] now about the speaker today, let me address something about that... we are in NO way promoting one company over another but feel like there are some questions that need to be answered and Jonny has found someone HE trusts to take those questions. 

There are qualified agents and reps near you (local is better in my book WHEN COMPETITIVE and equal) that can assist you. 


Soonerfan Chat - Post By Shybaby PTR Forum
[Hebrews11:1] soonerfan62 - hi I think jonnywg said he preferred cash in at the banks as compared to the dealers for this week. Is that the case for you as well, and if so, why? Thanksbecause he has an annuities expert joining us at 4 PM today. Was hoping for a response but didn't get one.

[soonerfan62] Staying with bank this week

[soonerfan62] rosie16 If you can cash in this week does it really matter
[soonerfan62] jdod2012 already on the hook, reeling him in

[AndieZ1] *simplegirl* - THERE IS NO READ BETWEEN THE LINES....
[soonerfan62] AndieZ1 Ditto buddy

[blessing7] soonerfan62 gm are we still looking good for tonight? Any updates from your intel? Appreciate it
[soonerfan62] blessing7 This week tonight, tomorrow


Bondlady's Chat 2/1/2012 Auctions-Big Screens-Security-Holiday (Miskebam post)


[BondLady] im gonna do something in here real fat that i never do or very seldom do
[BondLady] fast not fat 
[BondLady] u all know how i feel about gurus 
[BondLady] an there crap they spew 
[BondLady] 1 of them may be right about some things 
[BondLady] and ill show it 
[BondLady] the majority of the time for over 2 yrs ive pretty much been able to debunk any 1 
[BondLady] becasue as u know i read the news daily 
[BondLady] and when i recieved steves chat 
[BondLady] in a email 
[BondLady] steve from pd 
[BondLady] i normally wouldnt even read them 
[BondLady] but my friend who sent to me says did he read my chat 
[BondLady] or said this kinda follows my yesterdays chat 
[BondLady] let me show yall what steve said 1st 
[BondLady] then im gonna confirm or possible confirm some things in it 

 Read More

Wedn. 1pm (ET) PTR Audio Player, Recording Link, Replay #'s & Call Notes - Post By Brunettegranny PTR

Replay 760-569-7699   Pin 557255#

72 Minutes

Thank you Brunettegranny for the notes !!

Dan- We are going to have fun today no matter what. Alot of info in the last couple days. Just have to look at it and decide for yourself what you believe is going on!! 

When we believe something, we think that we should be here!! If we don't show up, that means we dont believe it. We are here and we are positive today!! 

You have got to learn if you keep hearing the same stories from the same person, you should know not to believe it. I think that I will stop there on that topic. 

Dan giving an example. News is excellent right now. For us to call the minute, we can not do that like some of the clowns saying it.

No one knows what is really going on and that is what gets everyone so frustrated. We have had meetings and calls between ourselves and we are still hearing positive and great things even as a few minutes ago!! 

All the evidence is saying that we are getting closer and closer. We are hearing and seeing things in the media alittle at a time. We should be very excited!!

Read More

Have a Plan and Plan to Act


(Many in the Dinar Community know Phoenix and his daily radio show, here is information about his new book which is now available as a Kindle download)

Have a Plan and Plan to Act 
[Kindle Edition] 

Phoenix Rising (Author) 

Editorial Reviews
Product Description

Have a Plan and Plan to Act A guide to successful, victorious living, in tumultuous times. By Phoenix Rising This guide is a stand-alone work that covers many aspects of planning starting with the core issues as well as the issues in society that have brought us to this point. Be it a "zombie apocalypse" or a simple storm this guide will aid you in taking a proactive stance making you better prepared to live a successful victorious life. This first edition is the first book in the series and is sure to be one that you will find vital to your collection! 

Stev1/Ray Chat - Post By DOUBLE B Dinar Updates
Little bit of chat with Stevel and Ray

    [desertdog] I don't think it will come in low and then increase after all the large dinar is in. Large investors would then be able to purchase tremendous amounts of the lower denoms and wait til it increases and make even more money. I think this

    this is from stevei
    [SteveI] After thinking about it, Ray is right. It would be worse coming out at a low rate and moving it higher. Remember, the IMF will not allow them to increase it but only a few percentage points for 90 days after they revalue

    wait more from Ray     Rays last sentence:

    I think this would bankrupt Iraq.

    what would bankrupt em ?

    a low rate would, yes, people buying low denoms and the double dipping 

(REBEL): well this looks exciting, but i do understand....
if we had 30 days to cash in large denoms at a lower rate, then we would have money freed up to purchase lower denoms, allot of money....bad for iraq 

Arizonaheat 3S's Intel Post By AndieZ1
10:45 AM CST [Arizonaheat] All of your questions are the same....where do we cash in?......what banks?...... how much?..... when?...... You will all know when, where , how much, and all the good stuff, .....when it goes LIVE - not until then.

Any info other than after it goes live is speculation. This is speculation but I was told by NSA that every single bank in the US that works with foreign currency will cash in the dinar. How they will do it is not known.

Taxes should be talked about BY A TAX PRO - period, end of story on taxes. Trying to pry or get more info WILL NOT make the RV move any faster.

BWM, JONNY, DINAR WISHES, BELLA, MYSELF - everyone that gets the final call or activation screens - will come here and post it. I PROMISE.

A J's Intel - Post By A J Anderson OOM Forum 
Subject: AJ's Intel 02-01-12   Wednesday at 10:50 am  
Hello All,

In Aj's intel dated 01-31-12, I predicted that articles will start coming out that will start to gain local confidence in the Iraq Dinar. 

Today we see one of those articles.

In my opinion the above article is the beginning of such articles to gain confidence back of the Iraq Dinar in Iraq's local economy. The lower denominations have not been leased yet and will not until the exchange rate is much higher than it is now.

Read More 
Jonnywg Update 3S's Intel - Post By AndieZ1
[andisgram1] Jonny, did Iraqi people get paid today with revalued dinar?

[jonnywg] andisgram1 - Trying to verify

[andisgram1] Thank you, and have a safe trip!

[jonnywg] andisgram1 - I will board the plane 2 hrs after rv

[Oak] Have you heard anything more about Canadian Banks? ....which ones might be in the game for sure?



Do you know of types of safe investments that pay a steady interest rate? I have heard of munibonds and annuities. Are you aware of more ways to invest wisely and safely?
Read More

Bookings Update 3S's Intel Post By MRP
[MRP] [blessedinohio] bookings Hi! Did the conf call take place last night? Any update? Thanks! 

[bookings] blessedinohio blessedinohio YES IT DID

[bookings] my friend call me last night, said in their cc call with WF bank, the WF guy told them the rate was locked in at the bank at 8 something, and we should see it any time. but said it's only going to be that rate for 3 to 6 days, and would fall to 3.68 to 4.00

The IQD Team Jan 31, 2012 Highlights/Summary & Replay of CC
The IQD Team
Jan 31, 2012   
Highlights/Summary & Replay of CC

Conference Call Replay -  Jan. 31, 2012
760-569-7699   Pin 769478# 

184 Minutes

Thanks to Mark for the summary

Highlights/Summary of Tonights News:

Mike Recaps and summarizes the Latest News from Iraq...
It is all good....WOW  

Central Bank Iraq seems to be defending itself...seems to have a plan of action....talked about being ready with the new currencies..
talked about the implementation of the deleting the 3 zeroes and adding value to the current currency
remember these are two separate things...deleting the zeros is one part of that and then they need to add value which is increase the rate the dinar trades at to the dollar...thats what the articles are telling us tonight

Read More

Blaino "Rate Stuff" from Tuesday emailed to Dinar Recaps
[Blaino] Epson78, here is the best I have at this moment: $5.72 give or take 45 cents, or a range of $5.27 to $6.17, Minimum guaranteed rate for soldiers, govt workers, etc "in country" appears to be $4.20, as they exit the country... based on $4.40 with the hosting bank dragging the pot @ 20 cents per. Currently seeing scuttle-butt at $6.+. I have NO FAITH in these $8 - $13 rates, NONE! (but I will take it if it shows!)

Arizonaheat & MRP - Post By Highhopes PTR Forum
AH and MRP are mods at 3sintel:

[Arizonaheat] ok no one take this the wrong way, PLEASE, there is no way of saying its today or tomorrow. 

We will NEVER EVER know that. The things that have been accomplished and are being accomplished show that the RV can happen at any time. So I wont ever tell you today or tomarrow. but yes it could happen any time

MRP] robdel From what I can piece together from what everyone has said, I believe that we will be seeing very steep economic shifts. I think that's why Studley is guiding us to be grounded and balanced. 

When an old system dies, and a new system is born, there can be uncertainty and even a little chaos. 

The below posts were in our 10am email
Three Cloud Theory & Dinar Investment - Post By MRP 3S's Intel
Good morning! Since I'm a fairly successful blogger and have really learned a lot from the dinar investment, I thought I would share some of what I have discovered. 

Please remember that I am a helping person, an ordained non-denominational minister, so my standard for conversation might be different than yours. But, I think if we respect each other and allow for different lenses or viewpoints, we might have a great discussion. 

I once worked with an organizational management expert in the social work arena. He boiled down organizational management into something he called, The Three Cloud Theory. 

In the Three Cloud Theory, a client can have two of three needs met. These needs are:

Read More

Poppy3 Chat - Post By Mona Lisa Dinar Updates

12:26 PM [Poppy3] guys i am going to repeat this one more time because i truly think it is extremely important. 

Dr shabibi is in a very demanding situation. He holds the key to global currencies in his hands and if he were to release the rv to soon and then say in the next couple months the goi fail in iraq and civil war start etc.

Folks countries around the world would collapse and currencies globally would be effected very negative. The dr wants to know that iraq will continue to move forward to become a solid well managed country like kuwait. Etc. Poppy3

12:31 PM [OfCourse13] Poppy3 All that makes perfect sense. Do you have an idea of how long Dr. S wants to see stability before he'd feel comfortable doing the RV?

12:38 PM [Poppy3] he is actually protecting us and many other countries. I think when they start working together and show some stability he will turn the rv loose. Poppy3

 1:01 PM [Poppy3] OfCourse13 now ask yourself how could anyone answer that question ?? There are several things other than this that will influence his decision i am sure such as inflation and payments due to contractors like the orders for the ships they have contracted and or the aircraft etc. 
Read More

Jonnywg 3S's Intel Chat - Post By MRP
[jonnywg] Jeepgirl well the first thing is that we got all of the paper work
and politicians out of the way........ please do not ask.... this clears the way for the rates to show..........
.if it means   anything i have booked a flight to texas for Thursday................
takin my two green garbage bags of dinar with me....................................
and heading to the banks friday............. if i am too early i will wait in the parking lot

[sln1987] jonnywg Soonerfan has been pretty adamant about Wednesday night, is
everyone in agreement at this point? Just yes or no will work

[jonnywg] sln1987 sln1987 maybe..............

[sfmhi] jonnywg are you saying that the banks are all geared for RV or RI by Friday? TY
[jonnywg] sfmhi they may be geared for tomorrow
Read More

Bulldog75 Q and A Post By Lexie OOM Forum
1.)kouma1935 to Bulldog75: to Bulldog.....Do we have to wait till the GOI is seated before we can have an RV?


2.)PiratesMom to dinarmama7: Mr Bulldog...are we about to have a TUESDAY NIGHT LIVE parteee???


3.) mvg1222 to Bulldog75: Are we cashing in this week iyho?


4.)JOHNNYcashin to Bulldog75: Hello Bulldog..just want to thank you for always coming in for us and all your hard work and honesty.

Read More

Kaperoni Chat @ 9pm CST DinarAlert Chat Room - "The CBI's Dilemma"
Tonight's chat is a "where we at chat?" I felt with all the recent CBI articles, I should discuss this, and as well bring out some recent articles to show you the timeline. Show you the frustration. Wer'e calling this chat..."The CBI's dilemma"

kaperoni: First article...

kaperoni: Central Bank of Iraq announced its readiness to delete the zeros of the new currency and the introduction of the bilingual Kurdish and Arab - 2011/09/23

kaperoni: Quote...

kaperoni: "Salih stressed that the project to delete the zeros have been completed and will be presented to the Bank's management during its next meeting, and then will be submitted to the Council of Ministers to be presented to parliament for a vote."

kaperoni: You see this article is from Sept 23rd. They are saying on this date again, they are ready. That the project or working papers will be discussed by the bank, then the Council of Ministers, and then Parliament for a vote. They are giving us the procedure here. The process.

kaperoni: Now the next article from January 2012...

kaperoni: Parliamentary Finance announces the end of the first phase of the project to delete the zeros from the currency - Saturday, 07 January 2012

kaperoni: Quote...

Read More


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We are Iraqi Dinar Investors who Tweet and blog the latest Dinar information gathered from public forums, chat rooms, and blogs.  Our Blog posts are e- mailed in this Recap Newsletter.  

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