July 11th 10pm
Newsletter
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Quick Link to Posts
New Blog Posts


The Forever Fallacy
By J.D. Roth  11 July 2018 
 
Last week, Ben Carlson from A Wealth of Common Sense published an interesting article about how staying rich is harder than getting rich. He writes:
 
Research shows over 50% of Americans will find themselves in the top 10% of earners for at least one year of their lives. More than 11% will find themselves in the top 1% of income-earners at some point. And close to 99% of those who make it into the top 1% of earners will find themselves on the outside looking in within a decade.
 
It’s great that so many people get to taste what it’s like to earn a lot of money, if only for a little while. What’s not so great is that as most people earn more, they spend more. But if you spend all (or most) of what you earn as you’re surfing an income bubble, you can find yourself in trouble when that bubble bursts.
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There Are No Shortcuts
By J.D. Roth July 2018 
 
Every Tuesday and Thursday morning for the past four weeks, I’ve awakened early and driven to the gym for a one-hour workout with a personal trainer. This is awesome but it also sucks.
 
Why does it suck? Because:
 
I am old.
I am fat.
I am out of shape.
 
Plus, who likes getting up at five o’clock? Not me! I can handle 6:30 no problem (and left to my own devices, that’s when I’ll naturally rise) but crawling out of bed ninety minutes earlier destroys me.
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