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Time Is Money: How Frugality Buys Freedom — Tomorrow AND Today
By J.D. Roth January 2018
 
“Time is money,” my father used to tell me when I was a boy. He didn’t like how I dawdled with my chores. I didn’t understand what he meant back then. To me, time and money were two very different things. As a kid, I had lots of time but very little money.
 
Now, as a nearly fifty-year-old man who has written about personal finance for the past twelve years, I get it. Dad was right: Time is money — and money is time.

This notion is the central lesson of Your Money or Your Life, the personal-finance classic by Joe Dominguez and Vicki Robin. “Money is something we choose to trade our life energy for,” they write.

“You are the one who determines what money is worth to you. It is your life energy. You ‘pay’ for money with your time. You choose how to spend it.”
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