September 30th 11am
Newsletter
Greetings!

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A SUGGESTION FROM THE HEART OF DEBTARHEELGIRL

QUESTION: HAS MUCH THOUGHT GONE INTO YOUR FINANCIAL GIVING?

As we near our blessing coming to pass, hopefully by now, you have been seeking ways to protect, invest, help others with your coming financial blessing. If not, take the time NOW to serious contemplate this.

There are MANY organizations that go abroad and will continue to do so to care for the lost, hurting, needy and dying. Some we know and have supported in our giving.

I want to strongly encourage everyone to consider keeping money within the borders of the United States of America.

Prayerfully consider USA missions and organizations that promote growth, education, healing, and rescue.
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Thank you Judy

Restored Republic via a GCR: Update as of Sept. 30, 2018

Compiled 30 Sept. 12:01 am EST by Judy Byington

The below is a summary of information from the Internet. It would be up to the individual reader to do their own research and decide whether or not it is valid. Patience is a Virtue. Having Virtue is a sign of a good moral being. Good moral beings have the power to overcome evil and change the world.

Judy Note: According to the below intel the new CIPS system has been installed in all banks worldwide, officially replacing the old SWIFT system. With all banks worldwide closed tonight-tomorrow morning Sept. 29-30, a conversion would be likely to take place before banks began to open world wide Sun. night Sept. 30 into Mon. morning Oct. 1 - the beginning of the new fiscal year. Release of the 800#s appeared to be in an anytime status.
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​Post From ESI Money
A Great Example of Working the ESI Scale
August 23, 2017 By ESI

Several months ago I wrote Working the ESI Scale to Financial Independence.

In that post I rated my performance in each of the three categories we discuss here — earning, saving, and investing. (ESI)

A couple weeks ago I had a reader send me an awesome email where he did the same thing.

I just had to share it with you. Here goes:

I am writing you today in great thanks for your general guidance, help and advice. It was of great help to have someone in a very similar situation to me when making a very tough life decision. I just retired two weeks ago at the age of 51. I took a voluntary layoff package and the rest is history. I have been walking on clouds since and finally had some time to sit down and write this letter.
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​IQDCalls Chat Saturday  9-29-18  
Post From IQDCalls Chat Room
Chat Room News Excerpts & Highlights Saturday 9-29-18  

Chattels   Villages evacuate as rising insurgency targets new territory

Outside of northern Iraq’s fortified urban centers, insurgents have prevented resettlement in rural areas and are now causing residents to flee from villages previously considered safe.

https://www.iraqoilreport.com/news/villages-evacuate-as-rising-insurgency-targets-new-territory-32947/?utm_source=IOR+Newsletter&utm_campaign=e868cedbcc-Email_Update&utm_medium=email&utm_term=0_f9870911e6-e868cedbcc-192866317

chattels   Iraq Oil Report  Published Friday, September 28th, 2018

KHANAQIN - One year after the liberation of Mosul, the self-proclaimed Islamic State (IS) militant group's escalating insurgency has prevented resettlement throughout much of northern Iraq - and is now driving residents away from areas that were previously considered safe.
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Post From ESI Money
Millionaire Interview #75  Part 2 of 2
July 9, 2018  By ESI

Do you have a budget? If so, how do you implement it?

Yes, we have a budget now. In the past, we had just relied on our common sense and watched our expenses.

We really never paid close attention to it until recently. I manage the budget on a spreadsheet but we review it together.

I had used Quicken in the past but somehow I stopped for one reason or another.

What percentage of your gross income do you save and how has that changed over time?

We have upped our savings rate in the last couple of years. I would say it’s about 20%.
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Post From ESI Money
Millionaire Interview #75  Part 1 of 2
July 9, 2018  By ESI

Here’s another interview with a millionaire as we seek to learn from those who have grown their wealth to high heights.

Recaps Note: When did they make their first million - how did they make it - how do they spend it and how do they maintain it? -- As you will see in these interviews some share more or elaborate more than others on their answers – We hope you find their stories interesting with insight and advice that you will use.

My questions are in italics and his responses follow in black. Let’s get started…

OVERVIEW

How old are you (and spouse if applicable, plus how long you’ve been married)?

I am 52 and my wife is 46. We have been married for 16 years. 22 years together.

Do you have kids/family (if so, how old are they)?

Yes, a son from my first marriage, who is 29, and two daughters ages 13 and 11.
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