February 21st 10pm
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TNT:

Alpha13: what is the difference in a private banker and a wealth manager?

PamD: Alfa 13 - Wealth managers deal with people who have a certain net worth - not sure what the limit is... Alfa - based on what Tony is saying - it must be $10M

JackSmits: alfa13 Private Banker, is kind of a 'namesake' like "vice-president" where the banked doesnt have to say "he's the 5th Vice President :) The Private Bankers at the largest Wells Fargo in my area,, all sit at their desks in an open area on the first floor lobby across from the tellers, cordoned off by a wooden picket and handrail...that's it and they are the 2nd line right after tellers… it's not quite as elevated a position as the title suggests

Aable2: A bank teller with a desk.

Alpha13: It appears the difference between a private banker and a wealth manager is their degree of responsibilities, training, experience and fiduciary services to account holders
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Post From IQDCalls Chat Room
Chat Room News Excerpts & Highlights Wednesday Evening 2-21-18  
 
Spectra: @Doug_W no really at this point nothing could be finer than too see this country Iraq put their money where their mouth is
 
Spectra: KTFA -POST-Merry of Iraqi dinar Zaid Al - Halli I did not find anyone addressing the phenomenon of the decline in the dollar exchange rate against the Iraqi dinar recently, or pointed to the important role and the president of the Central Bank of Iraq in achieving this event.
 ...



10 Money Secrets About Buying A Home Before You Sign
Business Insider Tue, Feb 20 12:00 AM EST
 
10 money secrets no one tells you about buying a home before you sign
It's a common misconception that a 20% down payment is required to purchase a home. While it's the ideal option, it's not your only one. If you can't fulfill the 20% rule, you can pay a premium for the extra risk lenders take, usually in the form of Private Mortgage Insurance (PMI), in which you pay 1 to 2% of your home's value annually in monthly payments until you have 20% equity in your home.
 
Zillow points out in its 2017 Consumer Housing Trends Report that even with the premium, today's low mortgage rates make it so a monthly mortgage payment is still lower than a monthly rental payment in a lot of markets. Only 37% of first-time buyers pay 20% or more as a down payment, and 29% of first-time
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