[Loan Requirements.]

Purchase or Refinance.

90% Maximum Financing.

Cash Out Refinance

Copy Of Divorce Decree Showing Evidence Borrower Has Retained Property From Spouse, As Per Court Order.

[Employment & Income Requirements]

Self-Employed Individuals.

Wage Earners

1099 Employees.

Two Years Employment For Wage Earners and 1099 Employees.

Two Years W-2's and 1099 For Wage Earners and 1099 Employees.

Two Most Recent Pay Stubs For Wage Earners and 1099 Employees.

Two Most Recent Years Tax Returns For Self-Employed Borrowers.