What is it about summer that makes our spending go into overdrive? It's as if the sunshine imbues us with a dizzying sense of optimism that all the cocktails, dinner parties, and weekends away take place in a parallel universe—until the check arrives.

Maven survey confirms this hunch. According to their 2017 data, millennials spent an average of $1300 on socializing and attended 37 events, a steep increase compared to fall and winter. And 62% of respondents said they're more spontaneous and adventurous in summer, despite the impact it has on their bank account.

You don't need to sacrifice your social schedule to save money in summer, though.

Alexa von Tobel, founder and CEO of  LearnVest says that by following a few spending tips, it's possible to manage your finances and still enjoy the warmer months.

Click the button below to see the three small, actionable money tips she recommends to make the most of your summer, without a stifling bill at the end.
Have you seen our newest debit card designs?
Have you utilized our Mobile Deposit feature yet?
Deposit checks on-the-go with your mobile device — and avoid unnecessary trips to the branch.

Simply take a photo of your check with your smartphone or web-enabled device, and upload it. It's really that easy.

Features Include:
  • Free check depositing with your mobile device.*
  • Deposit checks anytime, from almost anywhere
  • Available to all of our mobile banking customers
  • Works with our free app for your Apple® or Android™ device
  • Simple and easy to use — just sign your check, snap a photo, and send it!
  • Save time and effort with fewer trips to the branch
  • Convenient and secure
This week's featured business in our #SideHustleSeries: True Chiefs!
Kacey Roach officially started True Chiefs in November of 2017 when she screen printed graphic tees with her designs, which she then took to sell at the Luther Pecan Festival where all vendors, music, food and art were local. 

One of her short term goals is to grow her current list of clients. She also hopes to start selling her t-shirt designs online and in local shops. In the future, she would love nothing more than to get to do her passion full-time. She hopes to continue doing graphic design services and selling screen printed goods online, and one day, even possibly open her own store.

Kacey says being an FNB customer has always been great. "I've never had any problems and I trust FNB completely with not only my personal banking, but my future business banking," explained Kacey. She also mentioned that she feels fortunate to always have Niki Latschar there to help her. Kacey said, "Niki makes everything so easy and stress free."

If you would like to contact Kacey & True Chiefs Creative Studio, you can visit her website at  www.truechiefs.com,  email her at  truechiefs@yahoo.com,  or call 405-590-7815.
Would you like us to feature your side hustle or small business?
Did you know FNB Community Bank offers VA loans?
Upcoming Community Events:
Last week's featured business in our #SideHustleSeries:
From stay-at-home mom to business owner, this week we are proud to feature the  Kids Kloset Children's Resale Shop  in Choctaw, OK in our  #SideHustleSeries !

Before Dessie Breslin purchased The Kids Kloset in January 2017, she had been a stay-at-home mom and customer for years. She said, "when the Kids Kloset became available, it felt like a perfect fit for me to jump back into the workforce doing something I love. Plus, I have the ability to have my kids with me."

When asked how FNB has helped her business, she mentioned "having the Choctaw branch so close has been critical. Darrell is the best; plus, he’s fast and friendly. Between making deposits or making change, I’m easily there at least three times a week and it’s always a pleasant experience." We are so lucky to have you as a customer, Dessie! Your loyalty is appreciated by everyone at FNB Community Bank.

If you are interested in checking out what the Kids Kloset Children's Resale Shop  has for sale, you may visit their store at 1530 S Choctaw Rd. Choctaw OK 73020.
If your current auto loan interest rate makes you pucker, it's time to drive it over to FNB Community Bank!

Finance your new ride with a no-hassle auto loan, and show up at the dealership pre-qualified for real bargaining power. We promise competitive rates and affordable monthly payments, with quick decisions to get you rolling in no time. 

Auto Loans start at 2.99% APR*

* Annual Percentage Rate (APR) for qualified borrowers with approved credit and auto debit from FNB Community Bank account, on new loans, or refinance of non-FNB Community Bank loans. Model year limits may apply.
Congratulations Kyle!
Please join us in congratulating our very own Kyle W. Croak on graduating from the Graduate School of Banking at Colorado! We are proud of you  🎉

During his time at the Graduate School of Banking at Colorado,  Kyle participated alongside his peers in a community bank simulation. Kyle stepped up as CEO for his group's bank.

Over the two week period, each fictitious bank operated similarly to a real community bank by setting goals, making loans, meeting regulatory compliance, and so on.

Kyle and his group's bank won "Best Bank" in their community!

Their strategy was simple - be consistent and conservative. Kyle said, "We were the only bank in our community to raise its credit rating from a C to a AA rating, meanwhile suffering the least amount of regulator violations."
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