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December 2020

$100 Holiday Cash
Up to 90 days NO PAYMENTS***
Rates as low as 2.50% APR**

You’ll love CREDIT UNION-ING with us!
*Qualified refinanced loans include auto, motorcycle, campers/trailers, and recreational vehicles. **APR = Annual Percentage Rate. APR for auto loans is a fixed rate and will not increase during the loan term. All loans subject to approval. Terms of repayment. Example: $20,000 auto loan with a term of 60 months at 2.50% APR would have a monthly payment of $354.98. Participation in FCCCU’s Rewards Program required to achieve 2.50% APR. Federally insured by the NCUA. Equal Housing Opportunity. Current loans with FCCCU do not qualify for the refinance promotion of $100 cash or up to 90 days no payments. ***Loans approved under the First Class Acceptance program will not be eligible for 90 days no payments.
*APR = Annual Percentage Rate. APR is a fixed rate and will not increase during the loan term. All loans subject to approval. New funds only. Loan offer expires December 24th at 12:00 p.m. CST. Terms of repayment. Example: $2,000 with a term of 12 months at 7.90% APR would have a monthly payment of $173.88. Federally insured by the NCUA. Equal Housing Opportunity.
We make the process simple and have a loan type and term to fit your needs. To get started you can call Sonia at 515-867-2734, email Sonia, call our team 24/7 at 1-800-392-7122 or apply online

If you would like to learn more about homeownership, please take advantage of all the resources our BALANCE financial education program offers.  
Gift Cards

Do you have someone on your holiday shopping list who's impossible to buy for? Don't worry; we have the perfect gift for anyone on your list! Prepaid Gift Cards!

$0* purchase fee for Level Up Rewards members who are Planner & Achiever levels.

Please contact the credit union today to order and arrange contact-free drive-thru pick up of your Prepaid Gift Cards.
*$2 for members and $5 for non-members. Rewards program discounts and quantities may apply.
Fraud Alerts

Now is the time to set transaction alerts to protect yourself from fraud this holiday season. We offer you the tools to set fraud alerts for your checking account, debit card, and credit card.

Checking Account Alerts: Set-up email alerts on your checking account for specific dollar amounts when money is withdrawn, a check has cleared, an ATM withdrawal or debit transaction occurs. Log into Online Banking to set-up your alerts.

Debit Card Alerts: Real-time debit card text message alerts will be sent straight to your mobile phone. You can then review all transactions and simply reply to confirm whether or not you recognize the transaction. If fraud is suspected, your card will be blocked from further transactions until we hear from you. Enroll your debit card in fraud text alerts today.

Credit Card Alerts: Log into MyAccountAccess to set-up your credit card text or email alerts for credit card transactions such as:
  • ATM Transactions
  • Card Not Present
  • Credit Posted
  • Debit Posted
  • Declined Transactions
  • Gas Station Purchase
  • International Transactions

Please contact the credit union if you have any questions about setting up alerts.
Credit Card Rewards

Purchase everything you need for the holidays using a First Class Community CU rewards credit card and reward yourself after the holidays! We have several rewards credit cards for you to choose from:

Contact-Free Forms

Be sure to check out all the CONTACT-FREE FORMS we offer on our website to save you time.

Please contact the credit union if you have any questions.

First Class Community Credit Union and the Iowa Credit Union Foundation are pleased to announce the start of the 2021 Warren A. Morrow Memorial Scholarship program, which will award scholarships to high school seniors and individuals entering or attending an accredited undergraduate, graduate or vocational program in 2021. Applicants must be a current member (not just their parent) of an Iowa credit union. 

Please click the following link for complete scholarship details, essay question, online application, and scholarship program guidelines. Applications must be submitted by Friday, February 5, 2021, at 5:00 pm.

Winners will be notified in April of 2021, and the results will be posted on www.IowaCreditUnionFoundation.org
Mark Your Calendar

Thursday, December 24th - Closing at noon for Christmas Eve

Friday, December 25th - Closed for Christmas Day

Thursday, December 31st - Closing at 2pm for New Year's Eve

Friday, January 1st - Closed for New Year's Day
Westown Office
2051 Westown Parkway
West Des Moines, IA 50265
Euclid Office
303 Euclid Ave
Des Moines, IA 50313
Federally Insured by the NCUA. | Equal Housing Opportunity.