*Qualified refinanced loans include auto, motorcycle, campers/trailers, and recreational vehicles. **APR = Annual Percentage Rate. APR for auto loans is a fixed rate and will not increase during the loan term. All loans subject to approval. Terms of repayment. Example: $20,000 auto loan with a term of 60 months at 2.50% APR would have a monthly payment of $354.98. Participation in FCCCU’s Rewards Program required to achieve 2.50% APR. Federally insured by the NCUA. Equal Housing Opportunity. Current loans with FCCCU do not qualify for the refinance promotion of $100 cash or up to 90 days no payments. ***Loans approved under the First Class Acceptance program will not be eligible for 90 days no payments.
*APR = Annual Percentage Rate. APR is a fixed rate and will not increase during the loan term. All loans subject to approval. New funds only. Loan offer expires December 24th at 12:00 p.m. CST. Terms of repayment. Example: $2,000 with a term of 12 months at 7.90% APR would have a monthly payment of $173.88. Federally insured by the NCUA. Equal Housing Opportunity.
We make the process simple and have a loan type and term to fit your needs. To get started you can call Sonia at 515-867-2734, emailSonia, call our team 24/7 at 1-800-392-7122 or apply online.
If you would like to learn more about homeownership, please take advantage of all the resources our BALANCE financial education program offers.
Do you have someone on your holiday shopping list who's impossible to buy for? Don't worry; we have the perfect gift for anyone on your list! Prepaid Gift Cards!
$0* purchase fee for Level Up Rewards members who are Planner & Achiever levels.
Please contact the credit union today to order and arrange contact-free drive-thru pick up of your Prepaid Gift Cards.
*$2 for members and $5 for non-members. Rewards program discounts and quantities may apply.
Fraud Alerts
Now is the time to set transaction alerts to protect yourself from fraud this holiday season. We offer you the tools to set fraud alerts for your checking account, debit card, and credit card.
Checking Account Alerts: Set-up email alerts on your checking account for specific dollar amounts when money is withdrawn, a check has cleared, an ATM withdrawal or debit transaction occurs. Log into Online Banking to set-up your alerts.
Debit Card Alerts: Real-time debit card text message alerts will be sent straight to your mobile phone. You can then review all transactions and simply reply to confirm whether or not you recognize the transaction. If fraud is suspected, your card will be blocked from further transactions until we hear from you.Enrollyour debit card in fraud text alerts today.
Credit Card Alerts: Log into MyAccountAccessto set-up your credit card text or email alerts for credit card transactions such as:
ATM Transactions
Card Not Present
Credit Posted
Debit Posted
Declined Transactions
Gas Station Purchase
International Transactions
Please contact the credit union if you have any questions about setting up alerts.
Purchase everything you need for the holidays using a First Class Community CU rewards credit card and reward yourself after the holidays! We have several rewards credit cards for you to choose from:
Account Change Card Request Use this form to add/change/remove joint members, update beneficiary information, add or remove sub accounts. Please only use this form if you have an established member number. If you would like to establish membership with the credit union please use the Online Membership Application below.
Periodic Payment Use this form to transfer funds between your First Class Community Credit Union accounts. Please note you may also establish transfers within your FCCCU accounts via Online Banking
Stop Payment Request Form Use this form to stop payment on reoccurring or one time ACH/Check transactions from your account. Please note a feemay apply.
First Class Community Credit Union and the Iowa Credit Union Foundation are pleased to announce the start of the 2021 Warren A. Morrow Memorial Scholarship program, which will award scholarships to high school seniors and individuals entering or attending an accredited undergraduate, graduate or vocational program in 2021. Applicants must be a current member (not just their parent) of an Iowa credit union.
