"Providing First Class Service Since 1925"
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August 2020
Earn up to $400* cash back
when you finance
a car, motorcycle, boat or recreational vehicle
with First Class Community Credit Union

Additional perks include:

Up to 60 days of no payments
No refinance fees
Rates as low as 2.50% APR**
Ready to Apply? We make the process simple!

Want to learn more?
*Minimum loan amount must be $10,000. Eligible loans include a purchase or refinance of a car, motorcycle, boat, and/or recreational vehicle. All current loans with FCCCU do not qualify for the refinance promotion of up to $400 cash back or 60 days no payments. Cash back will be 1% of refinanced balance or purchase amount (does not include ancillary products sold). Loan must be current with proper insurance coverage in place. Title must be secured. Members must be in good standing. Loan must be outstanding for at least 90 days. All loans are subject to approval, and certain restrictions may apply.
**APR = Annual Percentage Rate. APR for auto loans is a fixed rate and will not increase during the loan term. All loans subject to approval. Terms of repayment. Example: $20,000 auto loan with a term of 60 months at 2.50% APR would have a monthly payment of $354.98. Participation in FCCCU’s Rewards Program required to achieve 2.50% APR.  Federally insured by the NCUA. Equal Housing Opportunity.
Enter To Win

Get your sizzle on this summer...
Enter to win a Dyna-Glo 5 Burner Matte Black Grill PLUS a $100 Fareway gift card! Entries must be received by August 31, 2020, at 11:59 p.m. CST. *

*Must be at least 18 years of age to enter drawing. See entry form for full disclaimer.
Euclid Branch Saturday Services

As part of our continued pandemic planning, we have modified the Saturday service offered at the Euclid Branch to drive-up only, and the lobby will be unavailable. Effective immediately, the Saturday service provided at the Euclid Branch will be drive-up only from 8:30 am to 12:00 pm until further notice.

If we find it necessary to make swift changes to operations, we will alert you to these changes by:
  • sending you an email,
  • updating the notification bar at the top of our website,
  • updating our COVID-19 web page, and
  • sharing the information on our social media channels.

As a reminder, with  First Class Access  you have more ways than ever to access funds, accounts, and services all from the comfort of your home!
Back to College Financial Tools


Start building your college student's credit with a World MasterCard College Real Rewards Card.
  • No annual fee
  • 0% Intro APR for 6 billing cycles (purchases & balance transfers)
  • 2,500 first use bonus points ($25 cash equivalent)
  • Cash back comes as a statement credit or direct deposit to savings or checking
  • Convenient mobile payments
  • Zero fraud liability
  • Purchase alerts

*Applicant must be 18 years of age and have a U.S. address and Social Security number.


We have shared branches in all 50 states with over 5,600 locations to make deposits, withdraw funds, make loan payments, or transfer funds, just as if you were at First Class Community Credit Union. Find the closest branch at college.


Use the privileged status ATM Locator to locate surcharge-FREE ATM machines at college.


Please notify the credit union if you or a family member will be going away to college. This will prevent any interruption of service and we won't be alarmed when we see out of area debit and/or credit card transactions. 
Mobile Deposit

Deposit checks quickly and conveniently using the Mobile Check Deposit feature found in your Mobile Banking App.

It’s simple to use!
  • Log into your Mobile Banking App
  • Click “Deposit” and follow the instructions.
  • Be sure to endorse the back of your check and include the phrase “For Mobile Deposit FCCCU Only”
Virtual Walk to End Alzheimer's

During the month of August, your FCCCU team will be hosting "Walk With Us Wednesdays" on social media. Watch our social media channels for more details.

Saturday, August 29th is the Virtual Walk to End Alzheimer's. You can support the FCCCU team by donating or joining our team. Upon registering for the walk, download the Walk to End Alzheimer’s App to stay up to date on the Des Moines area walk. Search for “Walk to End Alzheimer’s.”
Travel Notice

Please call or email the credit union to notify us of your summer travel dates and destinations. This will help prevent any interruption of service during your trip.
Discounted Tickets

First Class Community Credit Union is offering discounted Adventureland tickets that are valid for the entire 2020 season. Discounted tickets are $41 which is $7 off the gate price. Please stop by either branch to purchase your tickets. Be sure to check Adventureland Resort's website for COVID-19 related changes and restrictions.

On July 21st, several members of the First Class Community Credit Union team volunteered and donated 88 cheer squad goodie bags to Orchard Place. Orchard Place is the oldest locally-based charity in Des Moines providing mental health treatment and expertise for Iowa's kids. Their inpatient, outpatient and community programs serve over 8,500 children from birth to age 22 annually.
Mark Your Calendar

Monday, September 7th - Closed for Labor Day
Westown Office
2051 Westown Parkway
West Des Moines, IA 50265
Euclid Office
303 Euclid Ave
Des Moines, IA 50313
Federally Insured by the NCUA. | Equal Housing Opportunity.