Make holiday debt interest disappear with our 5.9% APR* Balance Transfer Promo. Mind-bending trick, indeed.

You don’t need a tophat and a wand to perform a disappearing act of your own.

For a limited time, transfer your balance from another credit card or loan to your new or existing Lake County Educational FCU Visa card, and save on interest through October 2024. You will receive a 5.9% APR* on balance transfers made from January 1 through March 31, 2024. Your balances transferred during that time will remain at the 5.9% APR through your statement ending October, 2024. After that, your rate will revert to your already low, standard Cash Transaction APR, like a rabbit out of a hat. Whether you currently carry our Visa card, or would like to apply for one, you can finally make interest disappear like black magic.

But that’s only half of the illusion, here. If you shop around, you’ll find that the average processing fee for most balance transfer offers ranges from 3% to 5% of the amount being transferred, up-front, and on top of the promotional APR. It’s all smoke and mirrors. Ours, of course, is completely fee-free. If that’s not some flashy slight-of-hand, we don’t know what is.

If you already use our online portal, eZCard, to manage your Visa account, you can request a balance transfer there. Otherwise, call, text, or visit a branch to speak with a lovely assistant. 

No cape or Svengali moustache necessary.  

* APR = Annual Percentage Rate. We will begin charging interest on the transaction date in accordance to your standard terms. Your account must be in good standing and the financial institution reserves the right to return any item on accounts if your account is either in default, you have exceeded your credit limit, or if the item you wish us to pay would cause the outstanding balance in your account to exceed your credit limit. You will not be eligible for a grace period on new purchases as long as any promotional balance is outstanding. Rewards and/or rebates are not eligible with this offer. Payments made to your account will be applied per your card payment allocation previously disclosed in your account terms.